the annual book fair will take place 25-28 August...I have allotted $20 (as usual)...Ale is very excited about it...if I let her, she'll use the $20 on herself! (I want to buy 1 book for myself!)...
Sadly enough, the library is not an option for us...
1. location (it's very far away, and there's no parking!)
2. working hours (M-F, 9 to 4)
3. you cannot take the books home!

....so, it's buying or lending for us!

and never to fall in debt again!...
that was Ale's wish last weekend....it's my wish every day! LOL!...
she knows that debt is the reason so little of what I make actually makes it into the house!! LOL!

let's see how I'm doing, shall we?

NEEDS: ($150-$200 for ALL)
Uniforms for Ale (including shoes, socks)-taken care of! just waiting for the skorts!
Oil change for the car - done!
New windshield wipers (rainy season!!)..they didn't have them, will have to go to another shop
New dictionary for translations….(not URGENT, but IMPORTANT!...if I’m to get serious about the translations, I need the right tools!)



WANTS: (about $100-$150 for ALL)proud to report I haven't indulged in any of these!
New curtain for my bedroom (I wonder if I could find a cheap sheet in the right color downtown...I've seen sets for $5...)
New clothes for me just because my older clothes have started disintegrating!!–...will move these from want to needs in about 3 months...should start budgeting for it!
New shoes… same as above
1 day of relaxation at the beach maybe in December??

flour
sugar
honey
baking soda
powdered cocoa

...ah, yes, time to start baking cookies every weekend! (not that we didn't during Ale's vacation, we just didn't do it EVERY weekend!)

Knitting has become expensive!...I have been surviving on my stash of yarns, but, yesterday I went to buy some white (acrylic) wool to knit a sweater for Ale (she needs a white sweater and, given our weather, it's almost impossible to find one!...unless you're going to the some European franchises, and, last time I went into one and dared ask, they said $60!!!!...SIXTY US DOLLARS!!!! for a sweater for my 7-year old???....not in 1,000,000 years!)...so, I went to buy the materials...I had expected it to be about $15, but turned out to be $18....and I only bought yarn!!! (I have everything else!)...I even saw some yarns that were $5.99 EACH!!!...eeek!...
On the positive side, Ale liked a yarn that was about $2.90...says she wants a tank top knitted out of that...I think I can make it with 2 skeins....of course THAT will be more expensive than buying one downtown....but I bet it'll last longer...plus, it WILL be very special!

The Ministry of Education of ES conducted a school census to verify the quality of private schools...there are ~1400 private schools.... ~400 are going to be closed down...students can finish the current school year and that's it....
The remaining schools have been divided into categories: A, B, C and D...
A's get 10 year permits with yearly follow-up visits
B's get 5 year permits with yearly follow-up visits
C's get 28 months to improve or else they will be closed down
D's get 16 months to improve or else they will be closed down

the criteria included such things as infrastructure, teacher certification, student-teacher ratios, full-time vs part-time teacher ratio, among others...the list was released yesterday...

Ale's school has been classified as a C school, which wouldn't be too surprising, given that their facilities are two converted houses...but, other schools with similar infrastructure made the B list (some of the other schools I visited but couldn't afford).

Now, I like the school and, I'm hoping that the deficiencies found can be easy to address and that the school will do something about it (I also hope this doesn't include charging more or asking for additional $$, because I REALLY cannot afford that)....Today is the first day and, I expect to have a memo from the school before the end of the week (customary). I hope that the principal will include this important issue in the memo, but, if she doesn't, I think I'll write to her next week to try to find out: 1. what were the areas that received the lowest ranking, 2. what is their action plan and 3. as a parent, what can I do to help?...depending on her answers, I'll have to devise my own action plan (but, just in case, I need to start putting money aside for those pesky one-time enrollemnt fees at other schools, which can be anywhere from $1,500- $10,000 depending on the school!)

well, this was a good week. I actually managed to spend only $51 (against budgeted $50!!!...and, in reality, you could say I spent less, because this total includes the fish, which "technically" came out of the oil change money!!) yipee for me!

...they had a special promotion on the oil change...it cost me $23 instead of $35 (same oil, I checked!!)....so, with those $12 I bought the fish that I couldn't get during the holidays!!!....I'm cooking it tomorrow, though, because I couldn't find oranges (or, rather, I would have had to buy a bag of 50!...) so I'm going to the corner store today, where I can either buy less oranges or, buy the same 50 for a lot less than at the supermarket!!
Funny how such a small thing can make your day!...to think that all through my childhood we had fish or shrimp EVERY Friday (except for lent, go figure!) and now it's a luxury!!

ok, I just went and paid $11 into my cc to bring it up to date!!!...that means I'm "only" overdue on personal loan ($400, due on the 19th) and with rent ($160)...now, this may sound like little to you, but, to put it in perspective, I get $490-$515 per bi-weekly check!...so, no, I don't think I can get current in August...but, hey, let's look at the progress, shall we?

at the beginning ouf July I was overdue on 2 cc's (for a total of $275), rent ($315) and the personal loan ($400)...so, 4 accounts for a total of $990...now it's 2 accounts for a total of $560!!!....now, I did make a payment on the loan, it's just that it was all applied to interest and fees (being overdue for 2 months will cause that!)...but, still, I hope I can make an additional payment to the loan this month (although I doubt I can make it current before oct!)....

since I don't have enough to pay EVERYTHING I have to pay for (until the translation money comes), then I prioritized my payments and, between today and the 15th I HAVE to pay:

gas
groceries
nanny
Ale' school
oil change
cc

what will remain pending for the time being is:

personal loan
car loan
cc
rent

not too bad....not great, but much better than before!

If I'm going to catch up/beat my debt, I need at least $100/month worth of translations...I need to get moving and get more contacts!
(at least, now I have 2 new contacts, so that should help...although I know they won't be sending work my way every month, I know that once in a while I will get something from them... plus, the second contact was a referral! )

we certainly don't use one everyday, but, there's some stuff we have been unable to do (replace 3 light-bulbs in our house...2 of which are in the staircase!) because no-one is able to reach it!...it's also a problem whenever we paint walls...
I'd say it is a need, because most of the time we stand on stools or chairs or get very creative when changing lightbulbs and, although we've been lucky so far, it IS a security issue....
what has made me put it in the want section is the price (the one we need would cost about $80...)
HEY!!! scored!!!...I called the other admin and, she has an old ladder...which she just "donated" me!...I'm supposed to go pick it up on Friday (after the painters are gone!)
woo-hoo!

since the other admin at the place where I used to work is going to the US (her papers came through!) with her two daughters, she's leaving all their toys for Ale...she knows we cannot possibly "digest" them all and knows some will be given away and others will be sold...still, it's very nice of her and, I know Ale will be thrilled when she finds out (I still haven't told her!), just like I know my niece is going to have a heart attack! (she thinks there's too much junk as it is...she doesn't understand that, if a toy is in perfect condition, it's generally because it hasn't been played with much, whereas the toys that look like they belong in the garbage are the ones that are truly loved! -- like that Barbi e on the final scene of Toy Story 2, which had half the hair cut off and a rainbow painted on her face!)...oh, well, I guess we'll all have to deal with it!...I'll encourage Ale to give some away to nanny's grand-daughter and, see what she can sell at the next flea market!...this might be the perfect opportunity to earn $$$$ for her account!

let's see how I'm doing, shall we?

NEEDS: ($150-$200 for ALL)
Uniforms for Ale (including shoes, socks)-taken care of! all I need are the socks!
Oil change for the car - scheduled for the 11th/aug
New windshield wipers (rainy season!!)..will see if they have them at the place where they do the oil change{/b]
New dictionary for translations….(not URGENT, but IMPORTANT!...if I’m to get serious about the translations, I need the right tools!)



WANTS: (about $100-$150 for ALL)[b]proud to report I haven't indulged in any of these!
New curtain for my bedroom (been using an old sheet and, frankly, it does nothing for the room!...and, since we have been decluttering-reorganizing, I’ve started to feel that it would look SOOOO much better with something nicer, in a different color…)

New clothes for me – just because my older clothes have started disintegrating!!...I still have enough to make do for a while, though, so not really a need!

New shoes…after all, we HAVE been going to all those shoe stores! LOL!...don’t worry, I won’t give in so easily! (although if I find a bargain like last year, Hush Puppies at $10, I will probably get them!)

1 day of relaxation at the beach during these holiday period (4 days…) not likely to happen…

well...I have discovered that, by some miracle, I still have some $$ leftover...so, rather than spend it on pizza and soda, I'm going to buy fish and cook it...we all love fish, but don't have it as often as we like, since it's so expensive (about $4.50/lb)...so it'll be a nice treat for all!..I've already chosen the recipe!!

my bank FINALLY has an agreement with the issuers of my cc1 to take online payments...yipee!! right?.....not so yipee! after all...it takes 5 working days for the transfer to be complete so that it is reflected in cc1....I learned this the hard way! (made a payment on Friday and called on Monday to find out why it hadn't appeared yet...should have asked BEFORE I used the service!!)...but, at least now I know that if I am to use this method, payment has to be made at least 7 working days before the due date--just in case)...it's good to know!

The $$$ is starting to flow!!...$326.73....so, I'll take out the $55 I'm pendig of paying to Ale's school for her enrollment fee and the $53 for the uniforms/shoes...leaves $218.73...to be distributed as follows: $80 to catch up with 1 payment for bank loan...$100 to cc1 so it's up to date (yipee!! I had until Aug 18 for this payment!!)...$25 to cc2 (to remain up to date and pay a bit over the minimum for this month)...that leaves $13.73...$10 should go to the Children's Home...and, if I add $2.27 out of my own pocket, I have enough money for a trip to the Children's Museum, including the new Planetarium, for Ale and myself during the holidays!(they will be open!)...

It's a plan!

LOL!...a local fabric store is having a "super sale", 30-70% off...
generally, the ugly fabrics get put on sale, and the nicer ones get overpriced!...soooo, the "good" news is I don't have the money to buy the fabric for my curtain, because that means I won't even go browsing (which means I cannot fall in love with ANY fabric at this time!) LOL!...

Reality check before I go on vacation:

NEEDS: ($150-$200 for ALL)
Uniforms for Ale (including shoes, socks)
Oil change for the car
New windshield wipers (rainy season!!)
New dictionary for translations….(not URGENT, but IMPORTANT!...if I’m to get serious about the translations, I need the right tools!)



WANTS: (about $100-$150 for ALL)
New curtain for my bedroom (been using an old sheet and, frankly, it does nothing for the room!...and, since we have been decluttering-reorganizing, I’ve started to feel that it would look SOOOO much better with something nicer, in a different color…)

New clothes for me – just because my older clothes have started disintegrating!!...I still have enough to make do for a while, though, so not really a need!

New shoes…after all, we HAVE been going to all those shoe stores! LOL!...don’t worry, I won’t give in so easily! (although if I find a bargain like last year, Hush Puppies at $10, I will probably get them!)

1 day of relaxation at the beach during these holiday period (4 days…) not likely to happen…

I think it’s good to list them (first of all, it helps to see “wants” as WANTS!...and, to assign a $ figure, that way I know how realistic it is to grant myself some of those Wants… (no way I’m going to pour $100 in Wants when I have $200 worth of Needs!)

Polo-shirts are $6.86 (thank God Ale’s are still in very good shape and, I bought them on the large side, so they still fit!)…but, I DO have to get:

Pants ($7.00) – I didn’t get the “official” ones last year…they let it pass because they didn’t have them when I enrolled Ale and THEY told me they wouldn’t order more…so, they couldn’t really enforce the “full uniform” rule on us!
T-shirts ($5.14) – the ones from last year look awful!!!
Skorts (??) – the ones we have are too short and, the hem is too narrow to make a difference!!...

Shoes
Tennis shoes
(my lowest quote so far is $24 for both)

Hair accessories (~$3)
Socks ($2 for a six pack)

So…depending on how many pants/t-shirts/skorts I buy, I’m looking at anywhere between $53- $65….

I guess I will go for 1 pants/1 T-shirt, 2 skorts and see if that is enough….if not, then we’ll buy an additional set of pants/T-shirt and 1 more skort… I’ll plan on $53, then….and keep quoting shoes….I still have 2 weeks!! (hey, we’re having a “Consuma” fair this week…maybe I should look there!!!....yeah, I know, the name gives ME the chills, too!)

FINALLY! my income tax return is ready!!! woo-hoo! $172...see it come and go, as it has already been allocated for debt (this one goes to B.Agricol.a.)...oh, but, of course, instead of depositing it directly in my account (as I had requested!), they issued it through another one, so today I have to go to the bank at noon to withdraw it and then go pay it! ....oh, well, at least it's here!

WOO-HOO!...I was thinking of doing something really cheap (but really cool) and just getting a thin board and paint it pink and put some giant stickers- Disney Princesses, what else!...ok, maybe Hello Kitty!), or buy one of those plastic curtains (kind of like beaded courtains, but with platic shapes, like flowers or hearts or...what else! Hello Kitty!)....and, was going to start quoting the stuff this weekend (I know the stickers were going to be $3!)...when my niece announced that, since her dad is upgrading her little brother's room, he was getting rid of the old furniture and she asked if she could have it (smart girl!)...so, Ale gets the headboard and niece gets the dresser...she also asked for the night-table, although we are not yet sure who will keep it/where they'll put it!...Niece is a wonder with furniture arrangement (you'll shake your head and say: It won't fit, and if it does, it'll look crammed...and she'll find a way to make it fit AND look good and spacious!...I always said she should be an interior designer!)...bottom line is, we have a new headboard....and it was FREE!!!...didn't even have to pay for transportation!!

...I´ve been asking for extra money and, yesterday I got an email from my previous job inquiring about a translation for this weekend (they haven´t sent the document yet, though) and, today I got a call to go do a job for a documentary producer (just voice over)...those are fun and generally well paid!...so, tomorrow I´m supposed to go there at 9am...I´ll probably be home in time to cook lunch and, they generally pay within 15 days! woo-hoo!!

well, not counting the stuff I took from our stock of school supplies, I spent $24...and I'm still missing a couple of things which might be about $5....
and that does not include 2 dictionaries (Spanish/Spanish and English/English) and a school planner for $13 total...
so far, Ale's first grade is costing:

$200 - English books
$330 - enrollment fee
$33- Spanish books
~$30- school supplies
$9 - school bag
$13- dictionaries and planner
=====
$615

and I haven't bought shoes and uniforms (I'm waiting to see if at least SOMETHING fits by the time she has to start school!)...the good news is, so far, only $115 have come out of my pocket, since I did get those $500 from J, as help for Ale...

soooo....since the price of corn has almost doubled, prices at the marketplace are already rising:

onions used to be $0.15 each, now= $0.25
lb of beans was $0.56, now= $0.64
platains were 6 X $1.00, now you get 5
tomatos remain at $0.25 by some miracle...

and, potatoes have gone down...they were 5lbs/1$ and this weekend they were 7lb/$1...

It's my turn to do grocery shopping this weekend...we'll see how far I can stretch my $$$

tortillas are the basis of Salvadoran diet, so, if tortillas become more expensive, EVERYTHING will soon be more expensive, too!!...they used to be $0.04 each and now they're $0.05 each!!...we hardly ever eat tortillas at my house (or bread, for that matter...did you know white bread is considered a "luxury item" by some segments of the population here??) but, if corn prices go up, soon everything else follows!...because of the atypical rainy season we're having, corn is scarce....ES is opening it's borders to Honduran and Nicaraguan corn to try to bring down the price a bit...I do hope the Salvadoran corn crops can be saved, though!

...I took Fiona for her annual vaccines/deworming and a nail clipping (I don't have the stomach to do this myself, I'm always afraid of hurting her!)...$40...eye doctor appointment for myself (my eye had a red spot!!) and Ale (annual exam!)... $35 ($16 for Dr and $19 for eye drops!)...now, besides the appointment for myself, which was due to "illness", everything else should have been programmed, preferably before May or after August, so it didn't coincide with school expenses!!!! ((kicking myself over this!))
oh, and the Dr said there's nothing wrong with my eye, that I've probably just been too stressed and the blood pressure broke some veins in my eyes...said I should be back to normal in 15 days...and I can wear my contacts once the discomfort passes!...Ale's sight is perfect, but she DOES have a slight allergie (either from the pool or from kitty!)....

I have the day off today!...I´m taking advantage of it NOT being a holiday in ES to do a lot of stuff I normally don´t have the time to (go to Ale´s school and pay for her Spanish books...school is open from 7:30-4:00pm), go to the eye doctor (I thought I could do it this morning, but he only comes in the afternoon on Wednesdays!)...take my niece job hunting!...make cc and other payments...oh, Joy of Joys!!..lol!
wish us luck!

ok, a list of $$$ that is "pending" coming in:

$172 - income tax return (STILL!)
$74 - translations
$261 - translations

I DO hope I get this before the 16th!...it's all allocated to debt already!!

a friend of our family gave her $25...she decided she did NOT want to save any of it!!!...she spent $4.50 at the little store at the country club...then he bought 2 pairs of shoes (she asked me to take her to a store where she had seen a 2X1 special) for $10...then she said she wanted toys, and asked me to take her somplace where she could buy them...I took her to the toy section of the dept store, as they were having "an additional 35% off sale prices" if purchase was made with store card...she wandered the aisles looking at what she could buy for $10....she then found the "additional 35%" aisle and asked the saleslady to check on final prices for several things...she finally decided on a "potty training Kelly" for $9.49....
I charged it on my card and she gave me $9.49 to pay it off right then and there!...she then spent $0.25 on gum from a gum ball machine...so she still has $0.80 left...perhaps I could persuade her to save THAT???
All in all, she didn't do too bad for a 7-year old...at least she looked for bargains!