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Archive for September, 2006

It's 12:42...do you know where YOU are??

September 30th, 2006 at 11:44 pm

I'm barely conscious...I just finished my business plan...and I'm not too sure the last 3 sentences I wrote made any sense...anyway, we have a final final final review tomorrow night, so I might have to work on it again, but, at least it's 98% finished...all it needs is touch ups and then it goes for the "official" review and comes back to be re-written, er, corrected and submitted to the judges...

wish me luck!

First purchase order for Toys -2006!!

September 29th, 2006 at 04:58 pm

Woo-hoo! we have our first order for toys this year!!...it's for 78 toys...our profit should be ~$350 (each) ...

I could put this toward my $20 challenge, but that would be cheating in a way...because this is something we do every year....(it IS, however, going towards debt!)


060930-2006 goals update

September 29th, 2006 at 02:09 pm




1. keep better track of my spending- September was BAD for expense tracking…the good news is, October offers me a new opportunity!

4. continue to lower my overall debt - I started Jan 05 with ~$17K (out of which ~$4K were for a loan and the rest -~$13K!-pure cc debt) and, am starting Jan 06 with $~11K (with ~$8K for a loan and ~$3K in cc debt)... expect to be able to end Dec '06 with ~$7K, which I expect to be purely for the loan... to come partly from the English classes/$20 challenge. ...current situation is: $13.9K total: ~$8.1K (refinanced) loan, ~$2.8K car loan, ~$863 personal loan, $1.6K other personal loan… Phone bill is $500...a work in progress...another one that won’t get taken off the list!

5. Help Ale find a way to earn those $3 she's missing to open her account with HER OWN money...didn´t open the piggy bank in Sept…will probably wait until it´s full…she lost another tooth…but, since she LOST the tooth at school (and couldn’t find it!) Raton Perez only left her $0.50 –as a consolation prize!

The cocktail went well!

September 28th, 2006 at 06:25 pm

...there were enough leftovers that we know no-one went hungry...but few enough that there really was no waste! (4 mushrooms, 2 pieces of chicken pate sandwiches and about 5 cherry tomato & mozzarella sticks)...1/8 bottle of whisky, 6 diet cokes, 6 sprites, 8 regular cokes, 6 mineral waters, 1 bottle of red wine and 2 of white wine (all the liquor got put away for the next event/party, so there's no waste!)...everyone liked the food that I chose (someone said: it was the perfect choice and well-balanced)...so, I'm happy about this now...
NEXT!

ok, I think I know now...

September 28th, 2006 at 04:51 pm

ANOTHER $20 are missing from my purse...since we installed the lock and, since I had it yesterday night at 9:30pm when I undressed and, since I don't have it now at work, it HAS to be someone from home...there is only 1 likely suspect (despite his claiming it might have been the nanny...#1, Nanny has been with us for 7 years and NOT A CENT has ever been missing...she does put things away in places you'd never think logical, but, nothing has ever been missing...#2, yesterday, when I arrived, nanny was gone already and today, when I left, she hadn't arrived yet...so, that theory is total BS... worst thing is, I just called the house and I could hear him yelling at the nanny....THAT I will not have...I already phoned my sister...she's taking care of it right now ...I just hope nanny doesn't take the "maid way" and just decide to not show up anymore!)...so, so sad....

It might have been the cocktail!

September 28th, 2006 at 02:48 pm

I really hadn't even thought about this until this morning, but, now that we are actively working on it and things are actually falling into place, the anxiety level seems to be going down....
gotta go see the rental people, who just arrive with the plates and glasses!

uneasy

September 28th, 2006 at 08:56 am

I've been feeling kind of "off" lately...like something isn't clicking, or something is missing...(kind of like when you didn't do your homework, or when you didn't study for a test, or the night before a big date...)...I don't know what is causing it...at first I thought it was just anxiety from the things that have been happening at home, and that changing the locks would make it go away (I feel much safer, though! so that's good)...but, that wasn't really it...right now I'm blaming it on my unfinished business plan (we have agreed to the changes to be made with my counselor and, he will come to my house on Saturday and we will work on it until it's finished...)...it might also be that I feel lonely...(recurrent feeling...it comes and goes...) ...or, it might be that I'm late with the rent (this hasn't happened in a long time, so "reliving" the bad days might be it...)
Anyway, I'm feeling weird...of course, the added stress from NOT knowing what it is is not helping!

Contest update

September 27th, 2006 at 08:56 am

today is the last day to turn in our business plans to our counselors, so they in turn can give them to the organizations involved for review...this is just to see what progress we've made...then we have until Oct 16, at noon, to turn in the corrected/complete plan for judging...

I'm feeling a bit overwhelmed, I must confess...

$50 more!

September 26th, 2006 at 03:28 pm

unfortunately, it'll take $60 to pay for the new lock installed in our house (weird stuff has been going on!)

another $100 (but, I lost $20!)

September 25th, 2006 at 08:10 am

I got paid $100... I went out of the city this weekend and paid $10 for gas, and $2 for beverages at the gas station...upon my return we ordered a pizza and I paid $8.99....today I gave Ale her $2...but, I only got $57.01 in my purse...meaning $20 are "missing"!...My nephew hasn't had any access to my bag (nobody really has...except at the hotel where we stayed on Saturday, since we were at the pool all day!...)...hmmmm, will have to check my room tonight to see if the bill turns up....(it was all $20's originally, and, I DO have all the "change": 2 X $1, 1X $5 and 1X $10, so I'm missing a $20 bill!)...weird, weird...

$100 more for September

September 14th, 2006 at 12:48 pm

much-needed money coming in! $100 more for my $20 challenge...

Have separated $20 for our long weekend and, the rest has to go towards debt!

Made my first payment for boss #2 for the 5% loan...yay!

Some day, I'll REALLY be debt-free!

Contest update - meeting the counselor

September 13th, 2006 at 04:00 pm

well, today we finally got to meet our counselors!...the good news is, since this was delayed for almost 2 weeks, all other dates get "shifted" accordingly, too!...which means I need to submit my preliminary plan by Oct 1st, as opposed to Sept 19th (yay! that means I get to work on it during the week of 23-28, when my "kids" are away at training!!)

I liked my counselor, so that is another plus!

Sept 2005 vs Sept 2006

September 13th, 2006 at 10:56 am

Well, last year I was also getting over Ale's sickness (financially)...seems to be another cycle, that she gets sick about August or thereabouts...should keep my eyes/ears open to try to find out what happens!....

I was dreaming of paid-out cc's (now a reality!...I'm not debt-free, but it's loans now, not cc's, so, in a sense, it's "better!)...

I was looking for a job that paid more....still at the same place, earning the same money...

all in all, I'd say September 2005-2006 seems "even"...if anything, I'd say I'm in a parallel place, only "higher" than it was before!

$200 for September

September 13th, 2006 at 10:51 am

$100 collected on 060909
$100 collected on 060912

This goes to my $20 challenge for Sept.

Ale and her $2/week

September 13th, 2006 at 08:16 am

Well, last week she had the pizza lunch ($2, so no snacks all week!) and, this week, she bought a beef stew lunch (says she ate her lunch but was still hungry... ??? MY Ale, still hungry???...this is a miracle!)...

We also had a talk about healthy snacks vs what is available at school, and she promised she'll try to opt for the juices, fruits and cookies instead of cheese puffs and candy....she prefers juice to soda anyway (I must have done something right!)

But, today she complained that she hasn't put any money in her piggy bank lately....so, I told her that's because she has been spending the full $2 instead of saving!...

Our Christmas season has officially started!

September 12th, 2006 at 10:14 am

by "our" I mean mine and my cousin's...our catalogue CD is ready, packed and the presentation letter is finished...that means we (or, rather, she) start distribution today! ...we made a list of 25 companies to which we are going to send the CD's ...of those, 5 are customers from last year...so, our goal is to have at least 5 new customer this year!...

Once those are distributed, we are going to once more approach the principal of the school where we sold supplies last January, to see if we can do it again next year...we wouldn't have to buy much, as we have so much left over from last year...just some glitter glues, foamy and felt...

wish us luck! as this could be my "$254/month" difference for next year!