Home > Archive: November, 2005

Archive for November, 2005


November 30th, 2005 at 09:06 pm

Yesterday, the other admin looked "off" and I asked her what the matter was...I wish I hadn't! ...she showed me what she was working on: requests to HR to increase salaries for 4 of the analysts in the group...2 of them will go from 1,450 to 1,775....the other 2 will go from 1,775 to 2,400...that's USD/MONTH....oh, and the 2 latter ones also get their monthly bonuses changed from 3% of their salary to 5% of their salaries if the dept reaches its is soooo unfair!...I make $800 and haven't had a raise in 2 years! ...not even when I went and ASKED for one!!...the other admin makes $600 and hasn't had a raise in 3 years!...the reason: they don't know what they could possibly say to HR to justify increasing OUR salaries!! (how about: when we started, there were only 13 people in the unit, and now there are 32?? or...there were 2 houses and now there are 5??...) makes me sooo mad, I could cry!...I thought the feeling would have worn off by today, but it hasn't... Frown


73 Passing clouds. Mild

November 29th, 2005 at 03:26 pm

The sun was fierce today and my eyes feel dry - Ale sat on my last pair of sunglasses... ((sigh))...
I have to go to the mall today pay the store card ($11) and 2. to buy a couple of gifts that I'm still missing...I want to be done before the "shopping nights" are inaugurated (things get put "on sale" but are misteriously more expensive than regular price!, there are HORDES of people everywhere and you have to queue to even look at the stuff, and then again to pay for it! ugh!

What I hate the most about shops starting the Xmas season so early (since mid-november!) is that you feel like you OUGHT to be on vacation, and not slaving away in an office ...and it's not just me...everyone at the office is in a playful mode, but, there's still soooo much to be done!!...

Expected spending for today will be:
$4 - gardener
$5- phone card
$15- vaccines for my doggie (she's a heroine! she caught a bat yesterday!)
$11- payment for store card
$10 owed to maid (I only gave her $30 yesterday)
$1 - lunch complement (I brought sandwiches, should pick up a beverage + fruit)

I have $50 in my wallet, so I shouldn't have to take money out of the bank until Friday...

Paying in cash is addictive!

November 28th, 2005 at 04:14 pm

My cousin brought me an ad for a twin-sized bed, with headrest and side rails, which was on sale for "only" $16/month...Ale will soon outgrow her toddler bed and, it WOULD make sense to get her one of these...especially since the headrest comes in white, red, PINK and blue....but, I said no! I told her I'd rather save and buy it cash, even if not "on sale" later on.... I know it's "just" $16, but, I'm living about ~$100 above my means as it is...this situation is partly relieved at the moment because of the English lessons, which bring in ~$120/month, which would bring me to live ~$20 below my means, but, this, of course, is not completely satisfactory...and, to think of adding $16 MORE is just plain stupid!, I'll try to save those $16 if I can and then buy the least, now I know of 1 place that carries them - I'd still have to "shop around" for best available price! Smile

Aren't you all proud of me??...This is all thanks to this site!!

I HATE processing payments!!

November 25th, 2005 at 05:27 pm

unfortunately, it IS in the job description! lol!....I have to process payments for: utilities (electricity, water, phone, internet and cable) at 5 houses, rent at 5 houses, maids at 5 houses, gardener at 2 houses...AND also personal and business travel expense reimbursements, reimburesements for moving expenses, reimbursement for payment of food for a seminar, payment for facilities for another seminar...BORING!!...and sooo time consuming! For each payment, I have to fill out a special form, print 2 copies (one for my records, which I almost never have time to file!!) sign it, get supervisor's signatures and deliver to accting...that's why I try to do them all in one day...for reimbursements, additional to the above, I have to include a receipt from the employee - which I normally sign myself, I really don't have the time to go around looking for 5 more people to sign other 5 papers!,,,plus, the money gets deposited into their accounts or, if they don't have a bank account, they get a cheque...
Oh, well, I just finished the ones for the Admin Director - completed, signed, signed by Director and delivered, YAY! I have to get started on the ones for the VP of my unit!! (which, quite honestly, have been sitting here for 3 weeks, as he was away and, I didn't feel like doing them, so now they are backlogged!!...serves me right!!) ((sigh))
Maybe I can finish them before noon (it is now 11:48am!)

Money, money, money!!

November 24th, 2005 at 11:32 pm

I got paid for the November lessons up to now: $100!!...AND, one of the PM's that used to work here had left his car - engine didn't work and he couldn't sell it...with the instructions that, if I managed to sell it, even as scrap, I should keep half of the money and give the other half to the maid at the house in which he was stationed...well, I got a call a while back and they delivered the money today!! It sold for $200, but, I had to give the maid an additional $40 for a desk that other PM's took, but haven't paid for yet - figured it's easier for me to get paid than for her, as I see them everyday - so, I actually took $60....I took 10% of my money and gave it to the Padre Vito home and another 10% and put it in my Cuenta Futuro - which is my savings acct...I'm giving Ale 5% for her own bank acct, I'm leaving $10 for fun money and using the rest towards debt!...I'm planning on doing this with any extra money that I make this year. Starting next year, I'll do 10% Padre Vito, 5% Ale and all the rest towards debt, as I need to pay as much as possible to be able to live on my salary next year....(no more farm money!)

The English lessons are extra, but, those are not always reliable, as the amount changes depending on the number of times you actually give a class!

children and advertising

November 24th, 2005 at 05:05 pm

my 5 year old daughter insists that I should buy X-brand lollipops because: "they have prizes, and you can win a DVD" - she's obsessed with a DVD player at the, it's not going to happen, I have other priorities/needs at the moment! - and, of course, being the mean horrible mother that I am, I haven't bought the lollipops!...but, the other day she went to a piniata and got 3 X-brand lollipops...not one of them had a prize sticker...not even for a "free lollipop" or anything...she was sooo disappointed...and she said: "Mom, you know, ads lie"....

Of course, being a 5 year old, now she wants me to buy her Y-brand of soft drink (sugar + water and coloring added! this is THE worst thing on the market here in ES!)...because the tops have can win another soft drink bottle (that's a prize??) OR a $50 gift certificate to buy "all the toys you want" at Jugueton (large toy store)...

Oh, well, I'm back to being the mean mamma!

LOL! I HAVE to share this one!

November 23rd, 2005 at 10:30 pm

I just received my cc statement, my new minimum payment is $38.56 of which- were I to make only the minimum payment- $7.96 would go to the principal and the rest is all interest!! It's so ridiculous, I couldn't even get mad!!- I have scheduled to get rid of this particular cc for Dec 12th, when I get my Xmas bonus...70% of my bonus will go to pay off that cc IN FULL!

medical expenses

November 23rd, 2005 at 08:50 pm

I finally went to get the results of my pap smear - taken about 2 months ago!!...I have metaplasia, so I had to schedule a colposcopy (sp?)...good thing I went to the community clinic and not to my private doctor....the colposcopy itself will cost $15 and, if needed, they'd take a biopsy for $12 additional...IF necessary, we would then schedule a criotherapy for $15....I cannot imagine my Dr. charging anything less than $200 for a criotherapy... and, the no-good insurance policy the company provides never pays for much!

Either the insurance company sucks, or whoever negotiates with them does!....according to the policy, the maximum one should be charged for a consultation is $17 (ha! try finding a doctor that sees you for less than $23!....The ones that have recently graduated, maybe, but any Doctor that has had his/her diploma for more than 5 years will charge $25-$30)...add a $9.50 deductible PER VISIT....and they pay 80% of whatever is left! (which effectively means they will pay up to $6.00 for a Dr's visit!!)...the deductible for medicines bought is $11.75 per RX....and the deductible per lab invoice is $10....which means that, unless you are seriously ill, you'd better NOT use private services!

Oh, and the "emergency" clause is just hillarious....if you are admitted through emergency at the hospital, the policy covers 100% of the hospital bill for medical services and 80% of the Doctor's fees - provided you use an affiliated Dr, otherwise, you pay and then try to get reimbursed according to the ins company's "tables"...good luck!- well, "emergency" applies if you are admitted because of an accident or, if you get admitted due illness ANYTIME BETWEEN 7PM AND 7AM....(?)....

OH, well, that's why I "save" the insurance for BIG things - none so far, luckily!

GRRR...They didn't deliver my stove!!

November 21st, 2005 at 11:16 pm

It's 5:35pm, and my stove hasn't been delivered...I'm trying to call the store and I'm going to tell them that if I don't get my stove tomorrow am, not to bother, I'll come by to get a refund!!...I bought it on Friday, so it is more than enough time for them to arrange delivery!

new stove arriving today!

November 21st, 2005 at 04:21 pm

I found a stove for $160! (well, $159.99)...original price ws $215!...I paid CASH for it! (sooo liberating!- and you should havde seen the saleswoman's face when I said; "i'll take it" and she said: "I'll draw up the paperwork for the credit", and I said: "No, I'll pay cash for it!" LOL!) is sooo pretty! I'm happy with my stove, I'm happy with the deal I got and, I'm happy that I have no new debt on it - I paid with money that was supposed to go to the cc debt, but, I still have enough to pay all cc's on time and to pay a bit over the minimum payment...Plus, my sister owes me $60! - which she'll pay me on Dec 7th, so I'll pay that into a cc on the 8th!

We are selling the old one for parts!! - if anyone takes it!!

woo-hoo! Care Bears at 25% off!!

November 18th, 2005 at 11:14 pm

Ale wanted a Care Bear ($7.50 at Jugueton, which is the local version of Toys'R'us)...and I found them at Siman (dept store) at 25% off if bought with the store card....I bought her 2 for $10.53 (original price was slightly lower than Jugueton's!!)...Don't worry! I was good!...If I pay within the same payment period (9/11 -9/12 in this case), I don't get charged interest on those purchases...I marched to the next cashier and paid the card! Smile
I already set aside the scooter and Barbie/Ken combo Ale wanted, and my cousin will get them for me with her 35% discount! I'm done with Ale!!...Now, I need to get the stuff for my niece, think of something for my nephew, find something for my best friend's son and I'm DONE!!! - oh, but I have to find my sister's B-day gift...have seen a couple of things that would be nice!

buying a new stove!

November 18th, 2005 at 03:57 pm

There's a "corridor sale" today to benefit the Home for Abandoned Handicapped children...I'll go see if they have a good deal on a new stove during my lunch hour...we have been browsing for weeks at other places, so I know that the lowest price we've found so far is $170....I'll take $170 with me, that way, if the price is the same, then at least it'll go to the children (our company is a huge sponsor of this is one of the few charities for which you can set up an automatic payroll deduction with the company!...and, I have seen the work they do, it really is great!) if you want to visit their page!...
I hope I can find what I need!
They only had electric stoves Frown I want a gas one - they are cheaper, and the gas is cheaper than electricity, too!... back to the old quotes that we had!! - because I want this resolved THIS weekend!!

Good and bad news

November 17th, 2005 at 11:52 pm

Well, I couldn't go to teach my class yesterday because demonstrators had closed one of our main streets and traffic was crazy...and today, my student can't make it because her brother is graduating!

The good news is, two much-needed days-off, the bad news is, I "lose" $20...oh, well, $10 really, as we rescheduled one class for tomorrow... and I can go shopping tonight! ...I can browse for more Xmas gifts and I need to buy a replacement "bulb" (?) for my car - I've done it before, I just don't speak "car" in English, LOL! so don't worry about me getting the wrong spare part!!...oh, and my niece said she'd love to have some of those "rain" lights for outside the house...I told her: If they're under $3, I'll buy them, if not, so sorry!

This week has been hectic...I've had to run around paying bills for the 5 houses and, I've had to look into new curtains (for one of the "office" houses, too!)...some days, I swear I could go nuts!...others, I have some "dead" time in my hands...I don't mind "back-to-back" assignments, but some days, I feel like an octopuss, with 9 people pulling at me from different directions: 1 from each arm and another one grabbing my head!! ((sigh))...I'm closing my computer and leaving now!!