Things are definetely looking better...My sister is in full recovery from the neurocysticercosis (sp?) and we are only pending the results from her last MRI (THAT deserves a separate entry!)...and, eventhough money is still my major source of worry, my situation is veeeery different than what it was last year...I got the cc issue under control, am not getting any creditor calls, and, despite the additional expenses from the new car loan, I think I can handle things so that I don't default on anything...I'm still overworked...still love my job...but, right now I don't feel like I hate my co-workers...none of them!...not even the annoying ones! LOL!...
((contented sigh)) I definetely don't hate my life (the way I did last year!)
Oh, and the "frugality" thing, while still a challenge, is not as hard anymore!

Thanks to all for your continued support!!