Well, I was looking at my entries for March of last year:
I was getting TONS of creditor calls and could not even manage minimum payments...I was paying every other month!...My car broke down and had to spend a lot of money repairing it!...also, Fiona, our dog, was then just a puppy and creating all sorts of trouble at the house!
What a difference a year makes!
Nowadays, I am making payments that are slightly higher than minimum payment (of course, I have less credit cards, and lower balances!! YAY, ME!!)...I am trying to get money to buy a new car, so I guess in that sense I'm worse off than last year...and, while Fiona still creates trouble sometimes, these are now exceptions, and not the rule!
This was a good exercise, it helped me put things in perspective...I've still got a long way to go, but, there has DEFINETELY been a lot of progress!!
March 2005 vs. March 2006
April 5th, 2006 at 10:41 pm
April 7th, 2006 at 02:31 am 1144377117
April 7th, 2006 at 02:37 am 1144377463
Congrats on the progress and keep chipping away at it. You will get there!