I don't know which one prevails in me right now!...I just called the bank and, my loan application was denied...they say I'm reported with DICOM (the local agency that tracks your payment records)...since I got a loan in November, I'm sure my credit was "clean" back then...and, all my accounts are current now...except for the telephone line in my name that I installed at my cousin's...the one from which her son called Canada every day....totalling $975!! - which she can't pay!!...so, I guess the phone company has reported me (obviously, it's in my name!) and that's why I cannot get a loan for my car!!...honest, right now, if he were here, I'd kill him!...as soon as that line is paid off, I'm cancelling it!...I feel sorry for my cousin, because I know she NEEDS that line for her business, but...there is no way I'm going to let her kid ruin MY credit ...If I had the money, I'd pay it off today and cancel the thing! (I know she hoped that once she had paid it off I would just cancel international calls and let her keep the line, but, that's NOT going to happen!)
Disappointment or Anger??
March 15th, 2006 at 03:46 pm
March 15th, 2006 at 10:18 pm 1142461101
I don't know if this idea will help, but my niece had a similar problem needing the phone but another family member being irresponsible. She turned the line into a "receive only" land line. She could call out, but only with a prepaid calling card. She could pick up, but only if the call was paid for by the caller. She was the only one with the card (hubby had a prepaid emergency card). Her prepaid card, she could add money to it as she needed, or burn it up and get another one.
March 15th, 2006 at 11:20 pm 1142464851