• Date Started: Jan 17, 2005
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AAARRRGHHHH!!!

7 Responses to “AAARRRGHHHH!!!”

1. Anonymous Says:
   October 18th, 2005 at 11:47 pm 1129675627
   1129675627
   Can you change the burners yourself? I have--on mine they unplug and you just plug in the new one. The appliance store showed me how on one they had in the store. When I ordered my burners, I paid $17 each for them-$45 for the oven element. For them to fix, it was over $100 (service call). So, now I do it myself.

2. Anonymous Says:
   October 19th, 2005 at 12:34 am 1129678453
   1129678453
   hmmm...It's a gas stove, and what is giving us problem is the knobs that regulate the gas...in one case, if you open the gas it's impossible to close it again, and flames start coming through the know setting as well as from the burner...the other one is not turning at all, so you can't light the flame on that burner...the oven and the two rear burners work well, though, so I'm tempted to just continue using those until the whole stove goes to pieces...but, then, gas stoves can be dangerous when they develop leaks

3. Anonymous Says:
   October 19th, 2005 at 07:50 pm 1129747842
   1129747842
   um...that fraud thing sounds fishy to me. most of the time it is only a 50 loss you have to incur. that amount of 27 is awfully high. check with the cc company and have them tell you what happens if your card is lost.
   
   Also ask them how they dispute charges. When you dispute a charge they have to have the place the card was used pull the card and send you a copy of the signature. (unless paying at the pump ata gas station, then it should be on video tape). that amount you pay is ridiculous hig. Whwn you call do not tell them you have the fraud protection on it already as they then have a script they have to read to you, ask what happens if your card is lost or stolen. Whn you file a police report it must be canceled. I also think there is a federal limit of $50 that is the only amount you can be held liable for. Maybe Jeffrey knows? But check that out!

4. Anonymous Says:
   October 19th, 2005 at 10:21 pm 1129756891
   1129756891
   ...Salvadoran laws...the fraud/theft thing means that if you report the card, they give you a report # and note the time of the report and you are not liable for any purchases made after that time...This is a relatively new thing here...before, you were responsible for any purchases until the time where you could submit a WRITTEN report to the cc company (so, if your card got stolen on a Saturday afternoon....)

5. Anonymous Says:
   October 22nd, 2005 at 03:04 pm 1129989865
   1129989865
   US Credit Cards, by law, I believe, YOU are only responsible for the first $50 in fraudulent charges (often times the CC companies even waive this fee, to keep a good customer). They prey on people's fears by offering a Fraud Protection Plan (see Suze Orman she goes in-depth on why these are rip-offs). You pay $27/month or $324 a year for (1) something that probably will not happen; and (2) if it does only costs you $50 (if anything at all) and the phonecall to cancel the card (if you want to go that route) and have your CC company give you a new card number. I personally would cancel the plan and the $324 you're paying for the fraud protection plan. After 10 years that's $3240 wasted, down the drain. Not to mention the $324 a year (plus any finance charges that $27 charge generates per month) you waste.

6. Anonymous Says:
   October 24th, 2005 at 06:23 pm 1130174631
   1130174631
   Oh, no, the $27 is the ANNUAL cost of the theft/fraud insurance thing...they charge it to you in the same month as the renewal of the membership (and, here, you can't "cancel" the cc unless you pay the amount due in full!)

7. Anonymous Says:
   October 29th, 2005 at 03:57 pm 1130597877
   1130597877
   Got it. Next time the annual Fraud Protection option rolls around I'd still pass. Their protection plan doesn't really offer anything extra then what they're supposed to do by law. These misleading statements about giving you $25,000 protection and help in re-establishing your identity is hog-wash. You're only responsible for $50 max in fraudulent charges on your credit card - now if someone opens a credit card in your name or gets a mortgage in your name that's a different matter. You still have to contact the credit agencies and get a police report reporting the identity theft, write your credit card company et al. I doubt your credit card agency is going to go to the Police Station (you have to do it yourself) and file a report for you...since you have to end up doing some of the leg work anyway, you might as well do it all yourself. Go to the FTC web site, click on their Identity Theft button, and follow their instructions and use their sample forms - that's probably all this agency does anyway. Why pay for something which you can do yourself.

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