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Is it a good deal?

September 8th, 2005 at 05:59 pm

Well, I called the cc company and asked if they would consolidate the debt that I have for the 2 cards I have with them...they said yes and offered a monthly payment of $184 - for 4 years!, which is less than what I am currently paying, but more than I was willing to pay ($150), and I had estimated 3 years to pay them off!...I have to call them again and ask a few questions before I make a decision (what exactly are they consolidating, what is the interest rate, does it stay fixed or can it go up/down depending on market trends, etc....) I might say yes and continue with my plan and then try to get a loan from a bank at a much lower interest...but, I just don't want to commit just like that, without researching other options...ah! I must be getting smarter! Wink

My $20 into $5,000 challenge efforts are stalled at the moment, and I hate it, but, I have been sooooo tired lately...I am supposed to knit for 2 hours every night and, I haven't. I have been going to bed 2 hours earlier and waking up half an hour later.... there must be something wrong with me...Either that, or they are working me too much! (probably!...this week I have been given 100 pages to translate, 2 trainings to organize -logistics only, not materials- and about 200 feedback forms to input into the feedback database - which is not difficult or anything, but, still, takes time, and I'm supposed to be shipping packages to our South and North American stations...) But, because (almost) everyone else is out at training, I have been going home early (at around 5:30 to 6, instead of 6:30-7!) and spent some time with DD...

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