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will things ever get better?

April 20th, 2005 at 08:10 pm

Just when I thought I'd be able to pay a little more on my credit cards, the car had to break down....I hate it!!...every time I think things will get better, I get slammed with something like this!!...
oh, well....((sigh))...yesterday, I went and dropped off the documents for re-financing one of my debts (they called and offered it, they KNOW I can't pay, so they are willing to bundle all their debt into one, at a lower interest rate, just to get their money back....I hope this goes through!)
Also yesterday, I got a phone call from another cc company, they are offering to consider my accounts "current" (as opposed to past due) if I can make consecutive payments in the next two months (I have been paying them every other month!, so that I can pay for other debts...kinda keep everything in the 30-60 day past due range)...
we'll see how it goes...I just wish the apartment would finally sell, that would really make a difference!!

Today, the nanny came home crying...her 15 year old daughter dropped off her grand-daughter (yes, she had a baby at 14!) at her home and left, supposedly "for good", and said that, if she (the nanny) didn't take the baby, she (daughter) would just give it away to someone else....I just got a phone call, it was the nanny, the daughter came back and said she regrets having left the baby...I told her to keep her at home for today and tell her to wait until I got there. I will try to talk to her...she's just a kid, and she got wooed by this creep - who, of course, has a new girlfriend now! - who even took her to his home and everything....he painted the "ever after" story in such rosy tones...now, of course, he kicked her out of the house....to think she left school (she was doing really well, and wanted to become a nurse) for this guy, makes me sick!....If she stays, nanny will have to take care of her AND the baby....as if she didn't have enough problems trying to raise her other 2 daughters!! (ages 17 and 10)...

1 Responses to “will things ever get better?”

  1. Anonymous Says:
    1114601516

    Hope you don't mind me chiming in. Why does a 14 year old keep a baby instead of giving the poor child up for adoption? A 14 year old has no business raising a child as they are a child. God help this family!

    I just decided to come visit your journal, as my finances are a mess also. Have you read the Dave Ramsey book, Total Money Makeover? It might really help you get things in order. He makes a ton of sense and has been helping me get my finances going in the right direction. I still have TONS of debt, but at least now I have a plan to get out of it. It'll take quite a few years (which is a nasty thought) but at least we'll get there!!!!

    You can probably find Dave's book at the library as it had been on the NY Bestseller list for quite some time. You can also get one on ebay, if you're able.

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