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Lucky girl!

January 25th, 2005 at 03:30 pm

right now I'm envious of my best friend....she just finished paying off her personal loan and will now have $400 "free" each month...(envious in a good way, I'm happy for her!)...She mentioned she tried to talk to one of the cc companies to start doing fixed monthly payments, and they gave her a lot of trouble, so I told her to just forget about it and just use those $400 to pay off that cc....she said she hadn't thought about it, but that she could close the account in 2 months if she did!...(lucky girl!)...I need to talk to her...she has worked with international ONG's the past 12 years and, only 1 year in the "private" she has not been affiliated to the National Pension Fund system....which means there's only 1 year worth of contributions in her retirement account!!...I will try to convince her to pay off the credit cards this year, and then use at least half of those $400/month to put towards retirement, if not in the AFP system, in some other way...She's smart, so I know she'll consider it...
I just have a bit more practice dealing with money the ONG's her salary was a lot higher, and no deductions were made to it!! - lucky girl!!

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