I hate these phone calls...basically, they always treat you like you are some kind of criminal that doesn't WANT to pay...I have been making partial payments, and I understand they haven't covered the minimum payments, but, it's the best I can do (other than just hand over my whole paycheck, which still wouldn't bring the accounts up-to-date!)....
I need to sell the apartment....the real estate broker was supposed to call me last week...he didn't, so I called him yesterday...he was out and still hasn't called me...this infuriates me!!...and, of course, tells me just how much enthusiam he will have trying to sell the apartment!!....and the woman that was so interested in the apartment and was submitting her papers for the loan still hasn't called, either...you'd think she'd have the decency to say: sorry, I didn't get the loan and can't buy the apartment from you (if that is the case!)...
Oh, well, not much I can do but pray and keep offering the apartment!