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Milk on sale!

November 8th, 2007 at 08:20 am

...powdered milk has gotten so expensive (we are now paying $2.98 for a 400g bag!)...and, today I found an ad offering it at $2.16!...I'm stocking up!

Expenses for today...

November 4th, 2007 at 01:57 pm

Well, it WAS the battery!...the car started today with no problems...took it to the shop and the guy tested the battery, asked me to start the car: no problem....told me to turn it off and turn on the lights, radio and a/c- without starting the engine- and, sure enough, after that, it was dead again!!!...it's ok, when I bought the car (used) I knew the guy that sold it to me had had to buy a battery for it, as the one it had died on him 3 days before he delivered the car...I KNOW he didn't buy a NEW one...so, it lasted 18 months...now I have a brand new battery, which has a 2-year warranty...it was on sale, too, at $60....I'm glad for several reasons:
1. it happened NOW, when I had the $$$ to buy it without incurring new debt
2. it happened TO ME, on a WEEKEND, at my cousin's, at around 7:00pm....and not to my niece at the university on a weeknight- she finishes classes at 9pm!...

Thank God for small mercies!
...I'm happy!

another expense for today were Ale's medicines (needed to complete her treatment): $38...this is after the 20% discount!!!- they did some research and found that Salvadorans pay the most for medicines in Central AMerica....up to 500% of the "real" price...whatever that means!...oh, well, at least part of the medical expenses is reimbursable (we'll see how much!, it's my first time using THIS policy!)

****
Expected expenses for tomorrow: plumber!...there are leaks in 2 of our bathrooms that are above my level of expertise! (I'm afraid I'd end up like the people in the comic strips, flooding the house and having to pay extra while trying to save some $$$)...minor repairs, I do myself, but at least one of these means replacing parts that I have no idea how to put in!- I can't even explain it in English!...I expect it to cost anywhere between $30-$60...I'll call the plumber tomorrow morning, as they charge extra to come on the weekends!

"free" t-shirt for Ale and a potential bike

October 9th, 2007 at 07:47 am

since we had to buy a toy to bring as a sample to one of our customers and, since it was $21.30, AND, since there's a "spend $19.99, get a free t-shirt" on Barbie products right now, we got a free t-shirt for Ale. If the customer likes it, we will buy 11 more, so we would end up with 12 t-shirts in all!...since there are 4 different ones, Ale would get one of each and, the others we would request in different sizes so we could give some to Nanny's grand-daughter and would have some to give away as presents to other little girls. ...and, no, the customer doesn't want them. Same thing happened last year and, because not ALL the toys have a "giveaway", it would seem like they're being partial to some kids (or groups) by giving them 2 "gifts" instead of just one!- it seems this happened to them with a previous supplier and it was a big mess!...so, whenever the toys have giveaways, they always ask us to keep them!

Oh, and, while we were at this store, I spotted a hot-pink bike that looked about the right size (it was! I made Ale try it!)...and it costs $73, as opposed to the one we had seen at the other store, which was $106 (I do get a 13% discount on the $106, but, that is still $95.40....)

Groceries are even more expensive now!

October 8th, 2007 at 09:22 am

Wow!...I didn't even buy meat yesterday (only chicken) and, our "non regular" purchases were 1 comb, 1 brush, 1 toothbrush and 1 hair pin...my total was $62.50!!!!...

Oh! It's the loan payment!

October 4th, 2007 at 10:04 am

I was thinking about that "extra" money and, I KNOW what it is!...it's the $69.36 loan payment (which I finished paying in August, but didn't "see" last month because I was still trying to "catch up" on other payments!)...so, yes, as of this month, I should have $70 "more" to put towards other debt!...this is so exciting!

I still have money??

October 3rd, 2007 at 10:46 am

well, I have the amazing amount of $2 in my account...to last until payday (which is this Friday), BUT...cousin owes me $11 and sis owes me $60 (I paid that money to Nanny, sis still hasn't given me her share of the expenses for this month!)...they're both supposed to pay me today ...but, that means I have $73????...I could faint!...oh, wait, no, that will cover the payment on 1 cc...(due on the 15th, though...)

Oh, wow, this is a first!!

spendy weekend! - and paella!

September 22nd, 2007 at 09:22 pm

I spent $37 stocking up on spices, toilet paper, powdered milk, detergent and other things...it's ok, I won't have to spend as much the next 2 or 3 months!...

Funny thing: they had saffron, at $0.25 for a package that normally costs about $2.50...so, I decided to make a paella...

I bought some shrimp, some clams and some Spanish chorizo....it all cost me about $5, and I'll add some leftover chicken....guess WHAT I forgot??...THE RICE!!!...how do you make paella without rice? ...well, you really can't!...the good thing is I still had 1lb in my cupboard...the bad thing is I don't think that'll be enough!... Frown I'll see if the little corner store is open tomorrow morning....I really don't want to go all the way back to the grocery store for a bag of rice!...

Spice sale!

September 21st, 2007 at 12:45 pm

well, one of our toy customers is having a special sale (open only to employees and suppliers!)...so, I bought spices...pepper, onion powder, garlic powder, basil, oregano, cinammon powder, vanilla extract, and other stuff... I really stocked up!...some of this stuff sells for $3.00 each, and I got it at $0.25-$0.50 each!...yay!...we are also stocking up on toilet paper, detergent and tooth paste today!...
they do this sort of thing about once or twice a year...we like to take advantage of it!

Salvadoran passports to be changed

September 1st, 2007 at 05:52 pm

apparently the new ones have more security features...ours (Ale's and mine) are about to expire anyway (Dec 2007)....the part that I DON´T like?

The director of immigration saying:
"we still don´t know if the new ones will be more expensive, we haven´t decided, but, take into account, at $9.14, we currently have one of the cheapest passport issuance fee IN THE WORLD!"...

anyone smell a BIG increase coming for passport issuance??

I do hope I´m mistaken!!...in the meantime, they are not renewing or issuing any new passports....unless you can prove that you NEED to travel NOW (as in, you have a medical condition which requires treatment abroad...that sort of thing!)...

Oh, well, I´ll keep my eyes open!!

school sweat pants for Ale

August 31st, 2007 at 10:52 am

They finally have the "official" uniform sweat pants....we were lucky, Ale has PE on Tuesdays and Fridays...that means I'm only buying her 1 pair, and not 2 (as I would have if the PE sessions had been closer to one another-- rainy season lasts 6 months, after all... and we don't own a dryer!)

Oh! so THAT's what happened! LOL!

August 28th, 2007 at 01:35 pm

I withdrew $40 from my account today and, nearly had a heart attack when I saw the balance: $91...I thought I was supposed to have ~$130 (DUH-H! yep, I HAD $131...minus the $40 withdrawal!!!) the thing is, in reality I still have $121...but, sis isn't giving me her share of the household expenses until the 30th (when she gets paid) and, rather than wait for that, I'm giving nanny her $40 for the week, so when sis gives me the money, I get my $40 back!
I feel so dumb!

spendy weekend!

August 26th, 2007 at 06:57 pm

Well, my eye looked like a cherry tomato on Thursday, so this Saturday I did go to (another) eye-doctor...he said I DO have a very nasty infection...total for saving my eye came up to $38 (I thought it was going to be $30, but, hey, my eye is DEFINETELY worth it!!)...so, to make $$ impact less serious, I took my $5 out of the allocated $20 for the book fair (left Ale her $15!)...
BUT, there was a 2X1 shoe sale and, I talked to cousin (I know she's been looking to buy shoes lately, and that she had a $20 max for it...we bought some really nice Hush Puppies at $35...so only $17.50 each!...Ale also wanted shoes, and, reviewing what she has...I gave in and bought her a pair of dressy sandals + Hush Puppies sandals for $10...so, this weekend cost about $80!!! --let's say $43, I will NOT count my eye appointment and medicine as a weekend expense!! ...oh, and the Doctor said it's time to change my prescription!...I think I WILL put this one on the dept store card, just so I can get the new glasses NOW, but make a point to pay it off in 2 payments...(t's either that or guide-dog lessons for Fiona, and, somehow, I don't think THAT would work!)

Book fair this weekend!

August 24th, 2007 at 09:53 am

I'm so excited!...Ale and I had planned to go, now sis is joining, too!...
I already withdrew the $20 out of my account (it's payday today, and we've already received our $$$!)...
I will definetely leave the debit card behind for this! (I have no willpower when it comes to books!) $20 we have and $20 is the most we can spend!
In 2004, when we went to the US, Ale and I were let loose in B&N and, eventhough we didn't get everything we wanted, we spent almost $200! YIKES!...worth every penny, but, still...that was BEFORE, this is NOW, and NOW I'm actively trying to get out of debt and not shutting my eyes in denial!

Isn't this sad?

August 22nd, 2007 at 02:48 pm

I was thinking today how I'm spending about $60/month instead of $40-$50 on gas now that niece is taking Ale to school (sis puts in another $20/month), but that it's still positive because I'm not paying the $30 for the transport, so in reality I'm spending $60 vs $70-$80...and then I thought it's good that gas is cheaper now because it's "only" $3.14-$3.20

AND THEN I remembered that it wasn't so long ago when I felt that gas was "super-expensive" when it reached $3!!!

isn't that sad??

$5.74!!

August 16th, 2007 at 09:52 am

That's all that's left in my account until next payday, which is NEXT Friday!!...unless I can collect on those translations...scary, but, nanny's paid, school is paid, the car has a full tank (well, semi: 3/4 full!) and I don't have to buy any groceries until the 25th- next Saturday- so I should be ok.

Of course, there's the matter of those overdue loan payments and the calls from the bank, but, since I know where the money is (eventually) going to come from (translations), I'm not panicking...

Book fair: the Land of Temptation!!!

August 14th, 2007 at 11:00 am

the annual book fair will take place 25-28 August...I have allotted $20 (as usual)...Ale is very excited about it...if I let her, she'll use the $20 on herself! (I want to buy 1 book for myself!)...
Sadly enough, the library is not an option for us...
1. location (it's very far away, and there's no parking!)
2. working hours (M-F, 9 to 4)
3. you cannot take the books home!

....so, it's buying or lending for us!

Wants vs needs- updated

August 13th, 2007 at 01:27 pm

let's see how I'm doing, shall we?

NEEDS: ($150-$200 for ALL)
Uniforms for Ale (including shoes, socks)-taken care of! just waiting for the skorts!
Oil change for the car - done!
New windshield wipers (rainy season!!)..they didn't have them, will have to go to another shop
New dictionary for translations….(not URGENT, but IMPORTANT!...if I’m to get serious about the translations, I need the right tools!)



WANTS: (about $100-$150 for ALL)proud to report I haven't indulged in any of these!
New curtain for my bedroom (I wonder if I could find a cheap sheet in the right color downtown...I've seen sets for $5...)
New clothes for me just because my older clothes have started disintegrating!!–...will move these from want to needs in about 3 months...should start budgeting for it!
New shoes… same as above
1 day of relaxation at the beach maybe in December??

Need to buy

August 13th, 2007 at 01:21 pm

flour
sugar
honey
baking soda
powdered cocoa

...ah, yes, time to start baking cookies every weekend! (not that we didn't during Ale's vacation, we just didn't do it EVERY weekend!)

Knitting

August 13th, 2007 at 01:16 pm

Knitting has become expensive!...I have been surviving on my stash of yarns, but, yesterday I went to buy some white (acrylic) wool to knit a sweater for Ale (she needs a white sweater and, given our weather, it's almost impossible to find one!...unless you're going to the some European franchises, and, last time I went into one and dared ask, they said $60!!!!...SIXTY US DOLLARS!!!! for a sweater for my 7-year old???....not in 1,000,000 years!)...so, I went to buy the materials...I had expected it to be about $15, but turned out to be $18....and I only bought yarn!!! (I have everything else!)...I even saw some yarns that were $5.99 EACH!!!...eeek!...
On the positive side, Ale liked a yarn that was about $2.90...says she wants a tank top knitted out of that...I think I can make it with 2 skeins....of course THAT will be more expensive than buying one downtown....but I bet it'll last longer...plus, it WILL be very special! Smile

Grocery shopping - $50

August 13th, 2007 at 10:48 am

well, this was a good week. I actually managed to spend only $51 (against budgeted $50!!!...and, in reality, you could say I spent less, because this total includes the fish, which "technically" came out of the oil change money!!) yipee for me! Smile

Payday!!!

August 10th, 2007 at 11:29 am

since I don't have enough to pay EVERYTHING I have to pay for (until the translation money comes), then I prioritized my payments and, between today and the 15th I HAVE to pay:

gas
groceries
nanny
Ale' school
oil change
cc

what will remain pending for the time being is:

personal loan
car loan
cc
rent

not too bad....not great, but much better than before!

A ladder...is it need or want??

August 7th, 2007 at 02:18 pm

we certainly don't use one everyday, but, there's some stuff we have been unable to do (replace 3 light-bulbs in our house...2 of which are in the staircase!) because no-one is able to reach it!...it's also a problem whenever we paint walls...
I'd say it is a need, because most of the time we stand on stools or chairs or get very creative when changing lightbulbs and, although we've been lucky so far, it IS a security issue....
what has made me put it in the want section is the price (the one we need would cost about $80...)
HEY!!! scored!!!...I called the other admin and, she has an old ladder...which she just "donated" me!...I'm supposed to go pick it up on Friday (after the painters are gone!)
woo-hoo!

Recent Wants vs Needs- revisited

August 7th, 2007 at 11:42 am

let's see how I'm doing, shall we?

NEEDS: ($150-$200 for ALL)
Uniforms for Ale (including shoes, socks)-taken care of! all I need are the socks!
Oil change for the car - scheduled for the 11th/aug
New windshield wipers (rainy season!!)..will see if they have them at the place where they do the oil change{/b]
New dictionary for translations….(not URGENT, but IMPORTANT!...if I’m to get serious about the translations, I need the right tools!)



WANTS: (about $100-$150 for ALL)[b]proud to report I haven't indulged in any of these!

New curtain for my bedroom (been using an old sheet and, frankly, it does nothing for the room!...and, since we have been decluttering-reorganizing, I’ve started to feel that it would look SOOOO much better with something nicer, in a different color…)

New clothes for me – just because my older clothes have started disintegrating!!...I still have enough to make do for a while, though, so not really a need!

New shoes…after all, we HAVE been going to all those shoe stores! LOL!...don’t worry, I won’t give in so easily! (although if I find a bargain like last year, Hush Puppies at $10, I will probably get them!)

1 day of relaxation at the beach during these holiday period (4 days…) not likely to happen…

Wants vs Needs- again!

July 31st, 2007 at 12:05 pm

Reality check before I go on vacation:

NEEDS: ($150-$200 for ALL)
Uniforms for Ale (including shoes, socks)
Oil change for the car
New windshield wipers (rainy season!!)
New dictionary for translations….(not URGENT, but IMPORTANT!...if I’m to get serious about the translations, I need the right tools!)



WANTS: (about $100-$150 for ALL)
New curtain for my bedroom (been using an old sheet and, frankly, it does nothing for the room!...and, since we have been decluttering-reorganizing, I’ve started to feel that it would look SOOOO much better with something nicer, in a different color…)

New clothes for me – just because my older clothes have started disintegrating!!...I still have enough to make do for a while, though, so not really a need!

New shoes…after all, we HAVE been going to all those shoe stores! LOL!...don’t worry, I won’t give in so easily! (although if I find a bargain like last year, Hush Puppies at $10, I will probably get them!)

1 day of relaxation at the beach during these holiday period (4 days…) not likely to happen…

I think it’s good to list them (first of all, it helps to see “wants” as WANTS!...and, to assign a $ figure, that way I know how realistic it is to grant myself some of those Wants… (no way I’m going to pour $100 in Wants when I have $200 worth of Needs!)

School expenses- uniforms

July 31st, 2007 at 09:30 am

Polo-shirts are $6.86 (thank God Ale’s are still in very good shape and, I bought them on the large side, so they still fit!)…but, I DO have to get:

Pants ($7.00) – I didn’t get the “official” ones last year…they let it pass because they didn’t have them when I enrolled Ale and THEY told me they wouldn’t order more…so, they couldn’t really enforce the “full uniform” rule on us!
T-shirts ($5.14) – the ones from last year look awful!!!
Skorts (??) – the ones we have are too short and, the hem is too narrow to make a difference!!...

Shoes
Tennis shoes
(my lowest quote so far is $24 for both)

Hair accessories (~$3)
Socks ($2 for a six pack)

So…depending on how many pants/t-shirts/skorts I buy, I’m looking at anywhere between $53- $65….

I guess I will go for 1 pants/1 T-shirt, 2 skorts and see if that is enough….if not, then we’ll buy an additional set of pants/T-shirt and 1 more skort… I’ll plan on $53, then….and keep quoting shoes….I still have 2 weeks!! (hey, we’re having a “Consuma” fair this week…maybe I should look there!!!....yeah, I know, the name gives ME the chills, too!)

headboard for Ale's bed- FREE!!

July 23rd, 2007 at 11:53 am

WOO-HOO!...I was thinking of doing something really cheap (but really cool) and just getting a thin board and paint it pink and put some giant stickers- Disney Princesses, what else!...ok, maybe Hello Kitty!), or buy one of those plastic curtains (kind of like beaded courtains, but with platic shapes, like flowers or hearts or...what else! Hello Kitty!)....and, was going to start quoting the stuff this weekend (I know the stickers were going to be $3!)...when my niece announced that, since her dad is upgrading her little brother's room, he was getting rid of the old furniture and she asked if she could have it (smart girl!)...so, Ale gets the headboard and niece gets the dresser...she also asked for the night-table, although we are not yet sure who will keep it/where they'll put it!...Niece is a wonder with furniture arrangement (you'll shake your head and say: It won't fit, and if it does, it'll look crammed...and she'll find a way to make it fit AND look good and spacious!...I always said she should be an interior designer!)...bottom line is, we have a new headboard....and it was FREE!!!...didn't even have to pay for transportation!!

school-related expenses

July 12th, 2007 at 12:39 pm

well, not counting the stuff I took from our stock of school supplies, I spent $24...and I'm still missing a couple of things which might be about $5....
and that does not include 2 dictionaries (Spanish/Spanish and English/English) and a school planner for $13 total...
so far, Ale's first grade is costing:

$200 - English books
$330 - enrollment fee
$33- Spanish books
~$30- school supplies
$9 - school bag
$13- dictionaries and planner
=====
$615

and I haven't bought shoes and uniforms (I'm waiting to see if at least SOMETHING fits by the time she has to start school!)...the good news is, so far, only $115 have come out of my pocket, since I did get those $500 from J, as help for Ale...

Domino effect!

July 10th, 2007 at 02:54 pm

soooo....since the price of corn has almost doubled, prices at the marketplace are already rising:

onions used to be $0.15 each, now= $0.25
lb of beans was $0.56, now= $0.64
platains were 6 X $1.00, now you get 5
tomatos remain at $0.25 by some miracle...

and, potatoes have gone down...they were 5lbs/1$ and this weekend they were 7lb/$1...

It's my turn to do grocery shopping this weekend...we'll see how far I can stretch my $$$

Unexpected expenses that should have been planned for!

July 5th, 2007 at 03:01 pm

...I took Fiona for her annual vaccines/deworming and a nail clipping (I don't have the stomach to do this myself, I'm always afraid of hurting her!)...$40...eye doctor appointment for myself (my eye had a red spot!!) and Ale (annual exam!)... $35 ($16 for Dr and $19 for eye drops!)...now, besides the appointment for myself, which was due to "illness", everything else should have been programmed, preferably before May or after August, so it didn't coincide with school expenses!!!! ((kicking myself over this!))
oh, and the Dr said there's nothing wrong with my eye, that I've probably just been too stressed and the blood pressure broke some veins in my eyes...said I should be back to normal in 15 days...and I can wear my contacts once the discomfort passes!...Ale's sight is perfect, but she DOES have a slight allergie (either from the pool or from kitty!)....

Have to buy lunch today....

February 9th, 2007 at 06:35 am

the lasagna nanny made yesterday was such a hit, there were no leftovers!!!...and, there were only enough leftovers from day before yesterday to pack 1 lunch: Ale's... that means I have to buy my lunch today....unless there's a Work Unit lunch and somebody decides to invite me, but, I'm not counting on it!...oh, well, I'll try to keep it as close to $2 as possible!


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