I noticed yesterday that we will soon need new tires for the car...and today there was an ad stating that tire prices will go up starting July 1st...I guess I HAVE to go tire shopping this weekend! (or, rather, that I need to have niece sit down with the yellow pages this week so that I can go buy tires on the weekend!)...you know what is great?
1) I DO have available credit, so I COULD put it on my cc...
You know what is greater?
2) I DO have enough cash available that I won't need to do that!!!
Such an amazing feeling! (of course, there are things I was planning to buy with that money, but they are not urgent, so they'll just have to wait!)

this is what my daughter told the teacher after she (my daughter) offered to be in charge of bringing 12 chicken sandwiches to their "last day of school" party...
the teacher had originally asked her to bring in paper plates and chips...and when Ale offered to bring the sandwiches as well, the teacher worried it would be too much of an expense...
oh, well, they WILL be home-made, so obviously not as expensive as buying chicken sandwiches...or even buying the chicken pate to make sandwiches, since we cook from scratch!...(Ale has a good idea how much they cost, because she knows we used to sell them at 3 for $1...and this left us a profit, so...)

shhhh....don't tell anybody just yet... niece was in an ad for Cellphone company #1, which has MUCH better signal coverage than any of the other ones...the reason I stay with my current cell phone company is that their prepaid card balance doesn't expire ....with other companies, you buy a $2 card, once you load it to your cell phone, you have 5 days to use it, or it expire...$5 cards last 7 days; $10 last 12; $20 last 15 days and the $50 card lasts a month...
with my company, I can use a $2 and, as long as I receive at least 1 incoming call in a 60- day period, it NEVER expires...since I've been trying to CUT on cellphone use (I'm currently spending $2- $5 per month!) this makes a lot more sense than switching to company #1...
HOWEVER...the ad niece made is to announce that company#1 is going to go to "non-expiring" cards, too! woo-hoo!
I get the convenience of a pre-paid cell phone (contracts here are for a fixed amount, starting at $15, you get a "free" phone, but the contract is for 18 months...if the phone is damaged within those 18 months, you have to either buy a new one, or sign an extension of the contract (for ANOTHER 18 months!)...and, since I really don't care about having the "latest and greatest" cell phone, I can buy one of the cheap $10- $15 phones and get both the convenience of the no-expiration card AND the best signal coverage!!! It'll even help me LOWER my cellphone budget, because sis and niece (the people I call the most) AND the people at my office are already on THAT network, so calls will be cheaper thatn they are now, with me calling from company #2 to a company #1 line!
woo-hoo!
(I'll just have to wait until they announce it officially!- oh, and I'll have to carry 2 phones while I make sure everyone on my address book has the new number!)

was really nice!...It must be a lot better if you can come in your own yatch or small plane ...the access road was terrible!...we only dared go in because we had already driven for 2 hours to get there! It's unpaved and narrow ...those last 10 Km took us 30 minutes to complete!...even if I had the money for the membership, I wouldn't be able to take it ( 3 or 4 times taking this road would probably kill my car!)...PLUS, it's far away (117 Km or something, sis said)...good thing one of the benefits sis gets is unlimited gas for her car, because otherwise it would have taken us about $50 for the trip...it really is not worth it for a day trip...if you were staying a couple of days, yes...

OK, back to the good part! The place is beautiful, the employees were all very nice (at other places they make you feel bad when you come with a free invitation - which is totally stupid, if you consider that people are given those free invitations to try to entice them to sign up for membership! Go ahead, alienate the potential customer!)...but her people were very nice...
They had a wading pool, a small pool and also a jacuzzi... they have cabins for 4 or 8 people if you want to spend the night...if not, you can stay in your "palapa" by the pool or by the marina (and, they do not have a beachfront, as they are further inland, but they will take you on a 2-hour tour to a nearby beach if you want to...free for members, $113 to hire the boat if you're not a member...needless to say we DIDN't take the tour...the food was also very good and, not really expensive (each plate cost $9, your choice of fish or meat- good, tender meat and really good fish- potatoes and a salad...sodas were $1 and beers $2...we didn't bring a cooler, but saw many people HAD brought their own drinks)
The place was very clean (worth noticing because, unfortunately, we still don't have a "don't litter" culture here in ES!)...oh, and that also applies to sound pollution...generally, if you go to the "popular" beaches or resorts, it seems they are trying to drown the surf sound (??? isn't the sound of the ocean one of the reasons one goes to the beach??)...here, they had some soft playing music (as in: if you were sitting next to the bar, you could hear it, but if you moved 2 or 3 meters away, you could hear the sound of the birds louder than the music- bliss!)...hmmm, so this is how the other half lives! we could get used to it!- and, honestly, at $300/year for the membership, it would be "doable" ...but, besides reasons 1 and 2 mentioned above...well, it's not a necessity, so, of course, it's not happening!- it was a nice excursion, though! - total cost was $25 for Ale and myself...I consider them well spent!

Here's a link to their website: http://www.barillasmarina.com

went and found the perfect school shoes for Ale...Hush Puppies brand...marked at $22, but with a 25% discount!)...found the perfect Hush Puppies for me, too! ($15, and my old were already starting to be a point of embarrassment!)...and MY Hush Puppies were eligible for 2X1...so we found ANOTHER pair of school shoes for Ale marked at $8(not Hush Puppies, I know that brand won't last as long, but...)that were also 2X1 eligible- we bought 1 shoe size bigger than she currently wears...so, we left them at the cashiers and went to the cc booth at the same mall, and asked how many points we had ....we had enough for a $15 voucher!!...sooooo....
1 pair Hush Puppies for Ale (for this school year)
1 pair X brand school shoes for Ale (for NEXT school year)
1 pair Hush Puppies for me..

"real" total = 45
minus discounts and promo= $31
minus voucher = $16!!

so, I paid $16 (cash) for 3 pairs of shoes...2 of them Hush Puppies!!!

Aaaaah!...I feel so RICH!!!

with the translations I submitted yesterday, my monthly average for translations is back at $1,001!!!! - that is my main goal for the year, to have at least $1,000 monthly average income from the translations...not all will go into debt...some will be for "reinvestment" (buying stuff I need for translating...like my new glasses - prescription changed!- or specialized dictionaries and funding an account in case my laptop NEEDS to be replaced or serviced)...part will go to savings!!!! .... last month I put $50 into savings!!!...then again, I had to take $20 out to pay for additional gas and groceries...so, it ended up being only $30...but, I figure it's $30 is better than $0!!!

same bag that cost me $3.09 on Saturday!
...and they tell me Premium gas has reached $4/gallon!!!

Desperate times call for desperate measures, I'm calling a "clan meeting" at my house tomorrow!!

I'm definetely nesting! (what for, I don't know!)...I bought the veggie thingy that I had mentioned to put Ale's stuff in order (in place of the $50 bookcases)...it cost me $7.95 (I thought they were ~$11 originally!)...it looks really cool! (let's see how long it lasts looking clean and tidy, though!)...we went by the "FAbric Zone" and I saw some fabric I have been eyeing for about a year now, as an "end of roll savings"!!!...Needless to say, I jumped at it! (normal price was $6.95/yard...end of roll is $1.95/yard!)...there wasn't enough stuff to make a curtain to fit my window, though, so I bought 2 colors in the same pattern (a burnt orange and a chocolate brown!)...I also fell in love with 2 other matching pieces - blue and yellow...so, I bought them all and now have enough for 2 curtains and some matching pillows (how many depends on the size)....total cost? $10.95...and since I don't like ruffled curtains, a friend will saw the hems for me!...(I have been using an old sheet of my nieces...purple in color, which doesn't do "anything" for the room!...my walls are a very pale blue)...I'm happy!

I am re-using some info and all the formulas, but have to work on the conditional formatting to reflect the new amounts budgeted...it's proving to be a lot more work than I thought it would be...the good thing is, even if I don't fix that right away, it shouldn't impact the quality of the actual data!

had to pay for the security co. at our neighborhood ($15) and for gas for my car today ($36.31)....gas was expensive today, but, it should last a bit longer since Ale doesn't go back to school until next Monday (so, 4 trips less) and church group is out until next weekend (1 trip less)...Niece is also on vacation, and is not working at the moment, so....

my goals for this year:

1. Track spending (I know, I generally am very good at this for the first few months, then drop it, but, this year I got a small pocket calendar!!)

2. Make at least $1,000 per month average from translations. Save at least 10% of that! (still working on the best configuration, given my amount of debt...since I am still owed from the toy sales, I will not know 100% where I stand until I make those payments)

3. Take better care of myself...(financial, because I've been neglecting things like dentist check ups due $$$)...started "last year" by ordering my new glasses...with the new prescription....and bought contact lenses also with the new prescription - I guess this could also be seen as an investment in the business! (can't translate very well if your vision is blurry!)

Ok, that's it for now...I'm off to watch the Rose Parade to see if I can spot "our guys"!!

Saludos!

Ale is sick again....as am I! (and sis, and cousin!- we all catched the same flu bug! ugh!)...another trip to the doctor's office ($30) and another ~$90 in meds...well, I can't complain, I actually had the cash! (well, it should have been paid towards debt, but...it's worth it!-plus, I'll get SOMETHING back from the insurance!)
I hope we all recover before New Year's!!

is totally crazy!...she found a "special toy catalogue" insert in the newspaper and copied about 1/2 of the toys advertised!...averaging $20/toy!...er, um....NO...she's already getting too much stuff as it is!...she's getting a BIKE, and that should be enough!...she's getting a Jr Scrabble (which I bought before I knew I was going to be able to afford the bike), 2 books in English and 1 in Spanish, a plush Piglet (also bought before the bike became a reality)...my cousin is giving her 1 present, and she'll get 1 from my sis + family...oh, and she's finally getting the remote control car she's been asking for the past 3 Christmases (we have a left over sample that no customer has ordered!)...
AND, I wanted to give her a 64-piece box of crayons, and asked a friend to send it (they are not available locally!) ....she sent a 120 piece box, and a 24 piece of twistable crayons, and some glitter glue AND some drawing paper...
ok, now I feel guilty!

OUT:
well, groceries were $48....fruit and veggies at the market $18...bought some cloth to make some bedding for Ale $19.75 (still need to get the batting, but that's not expensive and, she'll have 2 new bedcovers/4 new looks for her bed!)....seafood $23...invited the whole family for lunch at our favorite restaurant: $55 (had thought it would be $50... still, not too expensive for 4 people!...and, sis had beer and niece and I had one glass of wine each!)

IN:
2 translations...$42 and $74.48...and a third one which I still haven't done, so I don't know how much I will get for it!

a well-known seafood store just opened a new branch in a new neighborhood near my area...to encourage people to go to their new location, they're having a 2X1 on ALL their products!!...
I was thinking about buying 1 lb of shrimp this weekend anyway (Ale DOES love them, and we so seldom have them...maybe 2 times this whole year?...)...so, this is great! ...I may even buy some fish (which was NOT on the list, but, would be worth it!)

I'll let you know how it goes!

well, Nanny asked me yesterday if it was ok for her to use the iron, as the cable had started smoking while she was ironing in the morning!...er, NO!...I will probably take the old iron to have it fixed and use it as a "spare" for emergencies...I bought a new iron yesterday (luckily, they were on sale!..it cost me $29)...a steam iron, HEAVY, teflon coated... (don't ask ME, I don't know how to iron, but Dad had learned while in the military and always said a heavy iron works best...of course, he was in the army around WWII, so....the new technologies might make that unnecessary!)...

I already bought my gift: the Lord of the Rings books!!
I also bought 2 begginer's books (in English) for Ale: Charlotte's Web and a story about Igor (Dr. Frankenstein's assistant) wanting a new brain!
And one additional book in Spanish for her...

the bookstore was having a special sale and the books were 20% off!

...powdered milk has gotten so expensive (we are now paying $2.98 for a 400g bag!)...and, today I found an ad offering it at $2.16!...I'm stocking up!

Well, it WAS the battery!...the car started today with no problems...took it to the shop and the guy tested the battery, asked me to start the car: no problem....told me to turn it off and turn on the lights, radio and a/c- without starting the engine- and, sure enough, after that, it was dead again!!!...it's ok, when I bought the car (used) I knew the guy that sold it to me had had to buy a battery for it, as the one it had died on him 3 days before he delivered the car...I KNOW he didn't buy a NEW one...so, it lasted 18 months...now I have a brand new battery, which has a 2-year warranty...it was on sale, too, at $60....I'm glad for several reasons:
1. it happened NOW, when I had the $$$ to buy it without incurring new debt
2. it happened TO ME, on a WEEKEND, at my cousin's, at around 7:00pm....and not to my niece at the university on a weeknight- she finishes classes at 9pm!...

Thank God for small mercies!
...I'm happy!

another expense for today were Ale's medicines (needed to complete her treatment): $38...this is after the 20% discount!!!- they did some research and found that Salvadorans pay the most for medicines in Central AMerica....up to 500% of the "real" price...whatever that means!...oh, well, at least part of the medical expenses is reimbursable (we'll see how much!, it's my first time using THIS policy!)

****
Expected expenses for tomorrow: plumber!...there are leaks in 2 of our bathrooms that are above my level of expertise! (I'm afraid I'd end up like the people in the comic strips, flooding the house and having to pay extra while trying to save some $$$)...minor repairs, I do myself, but at least one of these means replacing parts that I have no idea how to put in!- I can't even explain it in English!...I expect it to cost anywhere between $30-$60...I'll call the plumber tomorrow morning, as they charge extra to come on the weekends!

since we had to buy a toy to bring as a sample to one of our customers and, since it was $21.30, AND, since there's a "spend $19.99, get a free t-shirt" on Barbie products right now, we got a free t-shirt for Ale. If the customer likes it, we will buy 11 more, so we would end up with 12 t-shirts in all!...since there are 4 different ones, Ale would get one of each and, the others we would request in different sizes so we could give some to Nanny's grand-daughter and would have some to give away as presents to other little girls. ...and, no, the customer doesn't want them. Same thing happened last year and, because not ALL the toys have a "giveaway", it would seem like they're being partial to some kids (or groups) by giving them 2 "gifts" instead of just one!- it seems this happened to them with a previous supplier and it was a big mess!...so, whenever the toys have giveaways, they always ask us to keep them!

Oh, and, while we were at this store, I spotted a hot-pink bike that looked about the right size (it was! I made Ale try it!)...and it costs $73, as opposed to the one we had seen at the other store, which was $106 (I do get a 13% discount on the $106, but, that is still $95.40....)

Wow!...I didn't even buy meat yesterday (only chicken) and, our "non regular" purchases were 1 comb, 1 brush, 1 toothbrush and 1 hair pin...my total was $62.50!!!!...

I was thinking about that "extra" money and, I KNOW what it is!...it's the $69.36 loan payment (which I finished paying in August, but didn't "see" last month because I was still trying to "catch up" on other payments!)...so, yes, as of this month, I should have $70 "more" to put towards other debt!...this is so exciting!

well, I have the amazing amount of $2 in my account...to last until payday (which is this Friday), BUT...cousin owes me $11 and sis owes me $60 (I paid that money to Nanny, sis still hasn't given me her share of the expenses for this month!)...they're both supposed to pay me today ...but, that means I have $73????...I could faint!...oh, wait, no, that will cover the payment on 1 cc...(due on the 15th, though...)

Oh, wow, this is a first!!

I spent $37 stocking up on spices, toilet paper, powdered milk, detergent and other things...it's ok, I won't have to spend as much the next 2 or 3 months!...

Funny thing: they had saffron, at $0.25 for a package that normally costs about $2.50...so, I decided to make a paella...

I bought some shrimp, some clams and some Spanish chorizo....it all cost me about $5, and I'll add some leftover chicken....guess WHAT I forgot??...THE RICE!!!...how do you make paella without rice? ...well, you really can't!...the good thing is I still had 1lb in my cupboard...the bad thing is I don't think that'll be enough!... I'll see if the little corner store is open tomorrow morning....I really don't want to go all the way back to the grocery store for a bag of rice!...

well, one of our toy customers is having a special sale (open only to employees and suppliers!)...so, I bought spices...pepper, onion powder, garlic powder, basil, oregano, cinammon powder, vanilla extract, and other stuff... I really stocked up!...some of this stuff sells for $3.00 each, and I got it at $0.25-$0.50 each!...yay!...we are also stocking up on toilet paper, detergent and tooth paste today!...
they do this sort of thing about once or twice a year...we like to take advantage of it!

apparently the new ones have more security features...ours (Ale's and mine) are about to expire anyway (Dec 2007)....the part that I DONīT like?

The director of immigration saying:
"we still donīt know if the new ones will be more expensive, we havenīt decided, but, take into account, at $9.14, we currently have one of the cheapest passport issuance fee IN THE WORLD!"...

anyone smell a BIG increase coming for passport issuance??

I do hope Iīm mistaken!!...in the meantime, they are not renewing or issuing any new passports....unless you can prove that you NEED to travel NOW (as in, you have a medical condition which requires treatment abroad...that sort of thing!)...

Oh, well, Iīll keep my eyes open!!

They finally have the "official" uniform sweat pants....we were lucky, Ale has PE on Tuesdays and Fridays...that means I'm only buying her 1 pair, and not 2 (as I would have if the PE sessions had been closer to one another-- rainy season lasts 6 months, after all... and we don't own a dryer!)

I withdrew $40 from my account today and, nearly had a heart attack when I saw the balance: $91...I thought I was supposed to have ~$130 (DUH-H! yep, I HAD $131...minus the $40 withdrawal!!!) the thing is, in reality I still have $121...but, sis isn't giving me her share of the household expenses until the 30th (when she gets paid) and, rather than wait for that, I'm giving nanny her $40 for the week, so when sis gives me the money, I get my $40 back!
I feel so dumb!

Well, my eye looked like a cherry tomato on Thursday, so this Saturday I did go to (another) eye-doctor...he said I DO have a very nasty infection...total for saving my eye came up to $38 (I thought it was going to be $30, but, hey, my eye is DEFINETELY worth it!!)...so, to make $$ impact less serious, I took my $5 out of the allocated $20 for the book fair (left Ale her $15!)...
BUT, there was a 2X1 shoe sale and, I talked to cousin (I know she's been looking to buy shoes lately, and that she had a $20 max for it...we bought some really nice Hush Puppies at $35...so only $17.50 each!...Ale also wanted shoes, and, reviewing what she has...I gave in and bought her a pair of dressy sandals + Hush Puppies sandals for $10...so, this weekend cost about $80!!! --let's say $43, I will NOT count my eye appointment and medicine as a weekend expense!! ...oh, and the Doctor said it's time to change my prescription!...I think I WILL put this one on the dept store card, just so I can get the new glasses NOW, but make a point to pay it off in 2 payments...(t's either that or guide-dog lessons for Fiona, and, somehow, I don't think THAT would work!)

I'm so excited!...Ale and I had planned to go, now sis is joining, too!...
I already withdrew the $20 out of my account (it's payday today, and we've already received our $$$!)...
I will definetely leave the debit card behind for this! (I have no willpower when it comes to books!) $20 we have and $20 is the most we can spend!
In 2004, when we went to the US, Ale and I were let loose in B&N and, eventhough we didn't get everything we wanted, we spent almost $200! YIKES!...worth every penny, but, still...that was BEFORE, this is NOW, and NOW I'm actively trying to get out of debt and not shutting my eyes in denial!