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Archive for April, 2005

will things ever get better?

April 20th, 2005 at 08:10 pm

Just when I thought I'd be able to pay a little more on my credit cards, the car had to break down....I hate it!!...every time I think things will get better, I get slammed with something like this!!...
oh, well....((sigh))...yesterday, I went and dropped off the documents for re-financing one of my debts (they called and offered it, they KNOW I can't pay, so they are willing to bundle all their debt into one, at a lower interest rate, just to get their money back....I hope this goes through!)
Also yesterday, I got a phone call from another cc company, they are offering to consider my accounts "current" (as opposed to past due) if I can make consecutive payments in the next two months (I have been paying them every other month!, so that I can pay for other debts...kinda keep everything in the 30-60 day past due range)...
we'll see how it goes...I just wish the apartment would finally sell, that would really make a difference!!

Today, the nanny came home crying...her 15 year old daughter dropped off her grand-daughter (yes, she had a baby at 14!) at her home and left, supposedly "for good", and said that, if she (the nanny) didn't take the baby, she (daughter) would just give it away to someone else....I just got a phone call, it was the nanny, the daughter came back and said she regrets having left the baby...I told her to keep her at home for today and tell her to wait until I got there. I will try to talk to her...she's just a kid, and she got wooed by this creep - who, of course, has a new girlfriend now! - who even took her to his home and everything....he painted the "ever after" story in such rosy tones...now, of course, he kicked her out of the house....to think she left school (she was doing really well, and wanted to become a nurse) for this guy, makes me sick!....If she stays, nanny will have to take care of her AND the baby....as if she didn't have enough problems trying to raise her other 2 daughters!! (ages 17 and 10)...

largest expense per day - week 16/2005

April 19th, 2005 at 11:33 pm

Monday - $5.00 /gas
Tuesday - $40 / nanny
Wednesday - $100/ cc debt (somebody kick me!!!)
Thursday- $1.00 /lunch
Friday- $2.00 / lunch
Saturday- $5.99 / present for my best friend's son (b-day)
Sunday- $2.39/ goodies at CREA

largest expense per day - week 15/2005

April 13th, 2005 at 03:35 pm

Monday- $43 - groceries at the supermarket
Tuesday- $12 - veggies, fruits, chicken and dog food at the market
Wednesday - $0.63/ soda + newspaper for lunch
Thursday- $1.70 / sodas (for our "movie night")
Friday- $120.00 / spare parts for car!! OUCH!
Saturday- $2.00/ invited my cousin for breakfast
Sunday- $3.00 / chips and soda to go with our home-made hot-dogs lunch

car problems!!

April 8th, 2005 at 09:48 pm

so...since my nephew crashed my cousin's car, I let her use mine in the meantime...Part of me said not to do it, maily because HE should have seen how difficult life can be here without a car...but, my cousin is self-employed...she has a small catering/ independent sales business....it is REALLY difficult for her (and dangerous!) to carry her food/merchandise in buses...Why would it have been important (for me) that my nephew had a hard time?? He's 15, and he took my cousin's car without permission...
So, this is another reason I was having second thoughts: I firmly believe he's starting to get involved in drugs...I firmly believe he took his mom's car to go out with some friends to get high...I certainly don't want him taking MY car...
Now, my cousin's car is supposed to be ready tomorrow, so I have insisted that I get it back today (no way I will let my car "sleep" at her house on a Friday!! he might want to "borrow" it...)...
Well, now my car is overheating!!! ...why? Well, I'm not blaming my cousin per se, it's just that she drives more in one day than I do in two weeks...since she has had my car the whole week....it's like saying my car has aged about 2 months in 4 days!!....I KNOW the car would eventually have had this problem...(it HAS happened before...I just don't know how to say it in English) but...probably not until June or so....
So, I KNOW I'm asking for my car back tonight...but, when will I REALLY get it back? (e.g I know it will "sleep" at home tonight, but, instead of driving DD to church and swim lessons tomorrow, I'll most probably end up taking the car to the workshop...and, I somehow don't think I'll get it back tomorrow!!...((sigh)) ....)

creditor call!!

April 7th, 2005 at 09:52 pm

aaarghhh!!! ....so, this guy calls me today, and he says they are very worried about my payments (or, rather, lack therof!)...I explaiined to him: call me on the 15th, I don't know how much money I will have available...and he says: "don't you know how much you earn?, most of us have at least an idea..."....And I said: "Yeeees, but, I don't know how I will be using it, or if anything will be discounted directly from my account, so I don't know how much I will have available for your company...sorry if you don't like to hear that, but it is the truth!"...so, he says: "either way, we would like to get a committment from you as to how much you are going to pay!"...."I told you already: I don't know"..."still, you should make a committment..." "BYE!"...This is one of the main reasons why I want the apartment sold, so I can pay all overdue debt and be FREE of this phone calls!!...they are very draining!!....Hopefully, I will manage to have the money by the end of April/beginning of May....so that I will at least only have "current" debts by the start of June!!....I need more money!!!
Dear God, if you are listening: send me a nice fat translation work THAT PAYS!! (last month I had a huge translation, but it was for the office, so it was for "free" - meaning no extra money aside from my normal salary, for which I am grateful, eventhough it is less than what I was making at my previous job!!)

huge leak!!

April 7th, 2005 at 05:35 pm

aaaarrrgh!! I could kick myself!!...DAY BEFORE YESTERDAY, when I was making sure all the lights were turned off before going to bed, I realized that a faucet was open...I went to close it and, oh, surprise, it didn't!!!...so, I have a leaky faucet!! $$$$$$$$....I made a mental note to call the plumber, but, I FORGOT!!! (how stupid can one get!!)...so, that thing has been leaking!! $$$$$$$$ (yes, I know how to turn the water off for the whole house; No, I didn't do it...mainly, because there are huge cockroaches there!!...yuck!!!....I don't have a problem turning it off during the day, when they just scurry away when I open the trap door because they hate the light, but....doing it at night!!...no way, I'm not THAT brave....((shuddder))....
Anyway, have called the plumber and let the nanny know they will be coming!!...Hopefully, by tonight, the leak will be gone!! $$$$$$$$$ (I have also asked them to check other things, but this is the main one!)

largest expense per day - week 14/2005

April 5th, 2005 at 09:23 pm

Monday- $40/ Nanny
Tuesday - $5/ gas
Wednesday - $6.00/ security
Thursday - $60/ preschool
Friday- $8.00/swimcap
Saturday- $28/ spare part for car
Sunday- $1.50/ goodies at CREA