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almost without money again...

November 1st, 2005 at 03:45 pm

Which is typical for me...my cheque was $206 for the Oct-16 to Oct 31 period....of this, I pay $70 to Alejandra[s school, $40/week for the maid, 1 supermarket (~$40), $15 gas, $5 cell phone, $10 fixed phone line, and about $150 to debt...so that leaves me with $10 until Nov 7th...when I receive the farm money ($750), and from that I pay $30 for the prepaid funeral services, $5 water, $15 electricity, $15 swim lessons and about $650 to pay debts...and then again I'm penniless until the 15th, when I receive $311, of which $158 go to pay the rent, $40 for the supermarket and $10 for gas, $2 for cell phone and about $100 to pay towards debt....
then the cycle begins again....it's really tough, and, I really, really, really need to get out....but, that is why I'm paying so much towards debt, I have plans to get rid of 2 cards by Dec 31, 2005, then "kill" another one in January and a fourth in March....that'll still leave plenty of debt for the next 3 years...especially since the $750 from the farm will stop, so that the payments will have to be greatly reduced (probably will have to go back to minimum payments only- UGH!)...that is, unless I can get that loan from the bank...and they haven't called...they must still be "investigating"...I hate waiting!!!!!

1 Responses to “almost without money again...”

  1. Anonymous Says:
    1130900519

    I can totally understand your wanting to put as much money towards your debt as possible. Do you think it might be a good idea to hold back "some" of that money for a rainy day fund? I don't know how much over the min you are paying, but what if you cut back the over the min payments by just 10%? You'd still be paying more than the min, but then you'd also have some money available in case something unexpected came up, so you wouldn't have to use the cc. Just an idea.

    Keeping It Frugal in Texas,
    Laura

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