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call from the bank!

August 30th, 2007 at 03:24 am

ugh! have to blog about this one! I get a message from the bank in my machine...they want to "speak about the delinquent payments on the personal loan AND credit card...it's about the designation of a lawyer, better call us and avoid and embargo!"...WHA???...

1. my cc is NOT delinquent. I'm up to date and, my next payment isn't due until the 15th/sept!!!

2. I KNOW I'm behind on 2 payments...last time I checked, 60 days weren't enough to send your case to a lawyer, much less to execute an embargo on your assets...Plus, check the payment history, lady, my last payment was less than 10 days ago, and the ones before that were about 8 days apart from each other...so, it's not like I'm being dodgy!!....

3. she was RUDE! --I already filed a complaint, but I also called her back and told her that the fact that I'm not current on my accounts does not give her (nor anybody else) the right to be disrespectful to me!

AAARRRGHH!...she wants to embargo me over $181, delinquent for 60 days???...
I'm paying them $60 tomorrow and, God willing, getting up to date before the 9th (when my next payment is due)--and none of this is because of her stupid phone call, I had agreed to this to the very nice person who called me on the 21st of August...why do they keep assigning me new collectors every week?? It's annoying, as I have to explain everything all over each time!

I know we are close to month's end and she probably wants to fill her collection quota, but, GET REAL!!

2 Responses to “call from the bank!”

  1. fern Says:
    1188489200

    Sounds like some sort of paperwork mixup somewhere. Do you have your cancelled checks as proof they were deposited? Make copies and show them!

  2. miclason Says:
    1188490715

    I paid cash, but I have the copies of the receipts. Also, I did speak to someone else on the 21st or so, and they did confirm all payments had been applied. Since I use cash for these payments, I always call to double check the payment has been applied.

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