total debt is at $10,114.46.... I'm this [] close to getting that total to $10K!!! woo-hoo!!!

Some of the latest translation jobs I got will most probably be paid in April, so I have updated my excel file to divide /4 to get the monthly average....it's still at $1,043!!...

If things continue like this, I will be able to pay off enough debt by May to actually consider the Disney trip before the end of June! ....

I think I can, I think I can....


((that being said, I AM tired...and I'm taking this Sunday - and, hopefully, all next weekend!-off!...we are going to visit my aunt in the mountains -- she retired to her family home, right in the middle of town, in the heart of coffee-growing mountains!))

Great one:
We got paid for the school supplies...I paid off 1 cc!!! woo-hoo!!! highest interest/lowest balance!!!

Small one:
After paying, I went into the grocery store to buy a flea collar for Fiona (her's had "expired" and we found 3 fleas on her the other day! eeeek!)...AND, I came out of there with 1 flea collar...nothing else!!!

woo-hoo!!

2 new customers...a translation for $700 and another one for $63...on top of my normal workload from the translation agency since they are at that 6-week training program again!...oh, boy!

it's scary in a good way!!

I could kick myself!...I was asked to quote on a translation job...I did..I quoted $50...turns out, I somehow got my math wrong...it should have been $150!... the customer accepted, I accepted the job and, only half-way through it did I realize: "hey, this is too long for $50!"...aaaargh! ...

ok, lesson learned! (double and triple check before committing to a quote!!) ... a $100 lesson!

with the translations I submitted yesterday, my monthly average for translations is back at $1,001!!!! - that is my main goal for the year, to have at least $1,000 monthly average income from the translations...not all will go into debt...some will be for "reinvestment" (buying stuff I need for translating...like my new glasses - prescription changed!- or specialized dictionaries and funding an account in case my laptop NEEDS to be replaced or serviced)...part will go to savings!!!! .... last month I put $50 into savings!!!...then again, I had to take $20 out to pay for additional gas and groceries...so, it ended up being only $30...but, I figure it's $30 is better than $0!!!

I've been busy lately, and, translations over the weekend, yesterday and today will get me $349 come March! woo-hoo!!!- my monthly average is at $986...and rising!!...it will continue to rise until the third week of Feb...from then, I'll have to start counting April (as the payments typically take 30-45 days!)

the cc company sent me ANOTHER letter indicating I'm entitled to a pre-approved "extra-financing" and called me again...hmmm, maybe they think after 1 month I might be more tempted??...well, guess what? NO!...after seeing that I paid $100 this month and that their charges were $155 (interests, fees and insurances only!!!)...well, NO!...usually it's not so bad, but, this month they charged me for the annual membership (which I really can do nothing about, unless I were cancelling the cc today...and you cannot cancel the cc unless you pay it in full ...and then only after you have received a statement showing $0 balance...and only at their most remote branch...oh, joy!)...still, I'll get them yet!...this is the cc that will take the longest to close, but, I've made my numbers and think I have a really good chance of closing the account next year)

but, I'll get paid at the beginning of March...
now that I am already doing "March" translations, my average dropped to $913...still, I think my goal of $1K/month average is doable...after all, February hasn't even started yet!

if all of a sudden you see just one letter being repeatedly typed here, I'm asleep on the keyboard!...

the customer with the blurry translation sent a new document...legible this time, Thank God!...which included the 6 original pages and 9 more!... medical and chemical terms...o joy!...I ended it at 10:30pm and went downstairs to connect to the internet to "clean" the translation (that is, to check MY translations against Google to see whether the terms actually exist or whether I made them up! ;P ) ...well, at around 11:10 (when I had 3 pages to go!!!!) the internet went down!!!!...aaaaaaaaaargh!...and I HAD to send it in yesterday (they needed it for today, end of day, but, we have visitors from out of town at the office, which means we will all go out to lunch, which means I don't get to work in my lunch hour!)...by the time the internet decided to work again, and by the time I finished reviewing the document, it was already 12:50!!! I finished at about 1:05 am, and went to bed at 1:11...I woke up feeling refreshed, but I look terrible (red eyes, yellowish skin)...I need at least 2 hours nap time...not going to happen! ....I've been keeping awake through coffee and candy...bad, bad MI...
(at least dinner last night was broccoli cream, so it KIND OF compensates!)

oh, and the $80 translation turned into $200!

4 files...lists of chemicals and medicines...ugh!...and the files were scanned....and they looked awful (like photocopies of photocopies of a fax!)...but, managed to read it! -- with a little help from a magnifying glass that a friend gave Ale recently as part as an "insect-catching" kit!

woo-hoo!
join the party!!

I was looking at my very first entry and, I was just supposed to jot down the expenses ....

I was looking at other entries for January 2005 and how bleak my financial situation looked back then...

I'm happy to be where I'm at (although, at times I feel I'm not doing enough!)...and I'm very, very grateful for this site, the wonderful advice and the even more wonderful support I get here!

I need to find some dancing music to celebrate!

140 packages....our profit will be $560/2 = $280 for each one of us!!!...

of course, it means working like crazy during the weekend, but....

I include this in the Teaching Ale about $$ category because, as usual, if she helps out, she'll get paid!

same bag that cost me $3.09 on Saturday!
...and they tell me Premium gas has reached $4/gallon!!!

Desperate times call for desperate measures, I'm calling a "clan meeting" at my house tomorrow!!

...went to the grocery store today...bought almost the same things I always do (did not get meats, but had to buy food for both Tonio AND Fiona, as they were both running out)...the total is generally ~$70...today it was $85!!!
...and the MInistry of Economy says cummulative inflation as of November was 5.5%!!!

I'll have to adjust my monthly budgets to reflect these new prices!!!...and I'm guessing the difference will have to come out of the money allocated towards paying debt....grrrrr!

an insert in the paper had an ad for bookcases on sale...I immediately thought: THAT's what I NEED!...they even had the measurements, so I went home and measured...2 of those would be perfect to fit the small space where Ale has her books and movies in my room...together, both bookcases would have cost me $50... they are not exactly the kind of furniture I like, but they would be convenient...HOWEVER...I could achieve basically the same result (a more organized area) just by switching the current stuff (a TV table that my sister bought and then discarded and one of those tiered thingies for veggies) and buying ANOTHER veggie thingy - they're stackable- which, last I checked, could be gotten for about $11....so, nope, I'm not going to buy MORE furniture to fit the space of a house that isn't even mine! (oh, yes, I have dreams of a house of my own again someday...I don't care if it's smaller than the one we have!, and, the less "stuff" I have specifically bought to fit THIS house, the easier it will be to find stuff to fit THAT house specifically...not to mention once I own a house I'd want REAL wood bookcases!)

I finished the translation yesterday night and sent it...it turned out shorter than I thought, and it will be $144 (tax included)...I'm pretty good at guessing how many words a translation will have when translating from Spanish to English...but, I was off by about 600 words on the English to Spanish....hmmmm, must start paying more attention, so I'll get a "feel" for the right ratio....

woo-hoo! just got sent my first official translation of the year!!...the original is in English... 3,164 words...considering that Spanish tends to use more words, I guess it will be about 3,800 words when done - or $152, whichever you prefer!...let's consider it ~$150!!!

ugh! One of my goals was to pay off $5K in debt (not counting interest)...I ALMOST made it! ....$4.7K!...
oh, well, it wasn't that bad...and I'm still pending some payments...but those are already Jan 08!...

my goals for this year:

1. Track spending (I know, I generally am very good at this for the first few months, then drop it, but, this year I got a small pocket calendar!!)

2. Make at least $1,000 per month average from translations. Save at least 10% of that! (still working on the best configuration, given my amount of debt...since I am still owed from the toy sales, I will not know 100% where I stand until I make those payments)

3. Take better care of myself...(financial, because I've been neglecting things like dentist check ups due $$$)...started "last year" by ordering my new glasses...with the new prescription....and bought contact lenses also with the new prescription - I guess this could also be seen as an investment in the business! (can't translate very well if your vision is blurry!)

Ok, that's it for now...I'm off to watch the Rose Parade to see if I can spot "our guys"!!

Saludos!

Ale is sick again....as am I! (and sis, and cousin!- we all catched the same flu bug! ugh!)...another trip to the doctor's office ($30) and another ~$90 in meds...well, I can't complain, I actually had the cash! (well, it should have been paid towards debt, but...it's worth it!-plus, I'll get SOMETHING back from the insurance!)
I hope we all recover before New Year's!!

...I just got told that our quotation for that $1600 translation got accepted...so, they already delivered the materials to my home...that means I have to start TONIGHT! as I only have 15 days to do it...that means we must deliver it no later than Jan 2nd, 4:00pm...
wish me luck!

my friend called (he still owes me $179; we hadn't been paid!...he's got the cheque!...) this will be the last translation $$$ I will receive in 2007....the translations I've made in Dec will be paid in January!...(these $179 go to my department store card!) ...

woo-hoo!

There have been 4 cc statements delivered to our house the past 2 weeks...none of them mine!...I always pick them up and read the consignee name: they're sis'....while I cringe to think of her financial situation (I KNOW how bad it is, we are very open about it) it really feels good to know that I am in my last months (hopefully) of getting cc statements delivered...I have to wait for the $0 balance statement to come in before I can cancel them, though...I think I'll probably keep the one that has the lower interest rate (which, incidentally, has the highest limit) for MEDICAL emergencies...I'll probably give it to my sis for safekeeping (and, no, if I tell her it's for medical emergencies only, she WON'T let me have it for ANYTHING else!)...
Right now, we are still waiting for the latest toy payments to come in, so we can sit down and I can get my investment $$$ back + profit (cousin doesn't invest "real" money, but she's the one that has the 15-day credit with most of the suppliers, and she does most of the actual work - after all, she has the time and this is her main stream of income, while it is only a "side gig" for me!)

I survived the children's party!!!
We arrived at the place where the party would be held at 8:30am, to continue preparing the employee's packages and filling the piniatas and all that...we left at 7:30pm, after having written down the names of the people that didn't get a package (no problem, we had 3 boxes full of packages that peopel hadn't claimed...probably some of those will "match", but it really was too late to go over it again...especially since that is something we don't like doing "on our own", but would rather the company's HR in charge were there!)...so, I asked Ale what she wanted to eat (the HR secretary is new and she had problems with the tickets- we give the tickets to HR 2 weeks in advance of the party, and they are supposed to get them to the employees...again, in individual labeled envelopes!- and we kept getting calls that "so and so's tickets were not included"...we kept telling them Yes, they were...the HR in charge now realizes we were right all along, as the people that brought the food (pupusas) were giving people 2 pupusas per ticket and, they served 1,800 pupusas!!! -and there definetely weren't 900 people there!...AND, we didn't even get to eat (were too busy and, by the time we had time, there were no pupusas left!)..

anyway, Ale picked Mc Donald's...we finally got home at around 8:30pm (had to go get gas, too)

Sunday was a bit less hectic, we went to "visit" the Virgin of Guadalupe at 11, then to the supermarket to buy some stuff for a little celebration with my sister (her b-day was on Saturday) and that lasted 3-4 hours...we even got her a piniata!!! an Elmo piniata...(we call her Elmo because she dies her hair red, and once she picked this really bright red!!!)...and we made her hit it, too, it wasn't just for show!...niece has the pictures, have to ask her to send them to me...it'd be fun to post them! LOL!...

After that niece, Ale and I went to see "The Jungle Book" with the National Dance School....really impressive!...that would merit a separate entry!

ok, update is done, now I need to start WORKING!!!

The place where the children's party we are organizing is going to be held allowed cousin to drop off the toys today...so she loaded her car and asked a neighbor (that has a van) to help her transport them all (it took 4 trips in total!) and she started sorting!!!...we only have 4 pages of names to go! (about 100 toys out of 500!) ...we have to leave at 7:30am tomorrow...the party starts at 3pm, but we have to set up in the morning and make sure everything-s ready...

One of our first-time customers called: she said the president of the coffee cooperative (who she says is quite snobbish!) was impressed with the toys we supplied!...she also says the people were very happy, as in previous years they have handed out toys that looked cheaper...)She spent the same amount, but the toys we sent her look nicer than the ones from previous years...so, we're guessing they'll come back next year, too!...

Also, on the translation front (no, I haven't finished yet, shame on me!)...
well, there are good news about a potential business venture opportunity there....still don't know much, and, of course, right now it's "top secret"...don't worry, I don't believe in "get rich quick schemes"...it's just an opportunity to have access to more customers...woo-hoo!...will let you know as soon as I know more about it!

ok, so I still have 12 pages of translation to go...
we are done with all the toy wrapping (yay!) and today all we have to do is load the cars to be ready for tomorrow (take the toys to the place where the party will be held, tag and bag there)

Then on Sunday night we load cousin's car for the last delivery on Monday (toys are already wrapped)...

almost done....almost, but not quite!

with the translations I'm doing this week, I already have $800 due for January...that is so wonderful...I don't think there will be much more after this week, but, we'll see...one of my goals for next year is going to be to match my salary through translations...(so, I should be making an average of $1014 per month, after taxes- in translations)...wouldn't that be nice??

cousin sent another order yesterday, and we got another one ready to be delivered today...we still have the large order and then another one which the customer said won't be needing until next Tuesday, so that gives us some time....
whew! I finally feel like we can make this! (two days ago I felt overwhelmed and had this awful feeling we were going to let someone down!)

Ok, part 1 of the translation is done...that was 20,001 words!(or $800.04, whichever you prefer!) ...now there's another law I need to translate!!!...

At least, I got niece to help with wrapping gifts for a while today (called her at 10am, but she needs to pick up Ale at 3:00 and then leave for work)...still, it's help!...

The customer with the additional 187 toys just called...he missed ANOTHER 24 toys!...ugh! and to think I still haven't wrapped MY gifts for family!...will get to it next week!...I hope!

::breath in, breath out::

I'm leaving for lunch now! (it's 1:14!)...brought some spaghetti from home!