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Good news!

September 6th, 2006 at 09:02 pm

As an exercise to keep me focused (or rather, to re-focus me), I worked on a "budget" for next year ...actually, not...I just took the total budget amount per month for variable expenses (from my expense tracking excel sheet)for this year, upped it by 4% and then multiplied by 12...then added up the fixed expenses per month (utilities, rent, nanny, savings account - all $20!)and multiplied that X 12, then added to the previous total...then took my net monthly salary + vacation + yearly bonus and compared the two: TADA!!...
there's about $325 difference per month...that is, my salary is BELOW the "budget" by $325/month...the good news?? Last time I did this, the difference was $400+....so, if I keep working at lowering the variable expenses/debt this year, AND to find ways to earn more ($20 challenge), I could reach "break even" point by June 2007! ....I would be finally be living "within my means"! LOL!...six months more and Jan 2008 would find me living BELOW my means! ....this is faaaaaaaar better than the black hole of debt in which I was last year!

Plus, this exercise helps me retake the tracking and other frugal exercises!

Praying for more translations to come my way in these last few months of 2006!

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